91.6%claim settled
10K+network hospitals
1.4 CR+ happy customers
24X7 Dedicated relationship manager
30 min claim processing
93%Renewal Rate
5% ExclusiveOnline Discount
Start your health cover with Niva Bupa today!
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Family Applicable
Upto 6 Members
Premium¹¹ starts from
₹ 11,003/Yr
Cover starts from
₹ 3 lakhs - 1 crore
Unlimited reinstatements for same and different illness in a policy year
50% increase in sum insured in case of a claim free year; max 100% (reduction of 50% in case of claim)
Get up to 30% renewal premium discount on number of steps taken
Avail health check-up for all insured members starting from Day 1
Get assured renewal of the policy for life with no extra loadings based on your claim history
Get hassle-free cashless medical help at any of the 10,000+ network hospitals
Get cover for even Ayurvedic, Unani, Siddha and Homeopathic treatments.
Get medical coverage for hospitalisation for all insured members
Get coverage up to sum insured for room rent and ICU charges without any capping
The policy will cover pre and post hospitalisation expenses as well. The period of the treatment covered is 60 days before you get admitted to the hospital and 180 days after you get discharged from the hospital.
The policy will reimburse you for the medical treatment taken at home on account of unavailability of a hospital bed or the doctor’s advice.
Avail coverage for medical expenses incurred on the organ donor’s treatment as well
Get coverage for the ambulance expenses following an emergency to a hospital. These expenses are paid once the in-patient claims are approved
Your health insurance will cover a host of dental, ENT and other procedures
Get day 1 coverage for Diabetes and Hypertension. Along with up to 20% renewal discount.
Unlimited tele-consultations with Doctors (general, specialists & super specialists) of Apollo 24X7. Also, covers pharmacy and diagnostics up to limits.
Get access to additional benefits like- annual increase in coverage based on inflation rate, coverage for non-payable items and no impact on booster benefit.
Get personal accident cover depending on the base sum insured
The add-on pays hospital cash for up to 30 days of hospitalisation if hospitalised for more than 48 hours
1. Covers the non-payable items which are not covered in case of a claim
2. Carry forward your entire sum insured if claim in a policy year is less than INR 1,00,000
3. Get Inflation linked increase in Base Sum Insured every year and beat inflation impact on your coverage.
Investigation & Evaluation
- Treatment during the first 30 days of the plan will not be covered, unless the treatment needed is a result of an accident. This waiting period does not apply for renewal policies
- Any pre-existing conditions will be covered after a waiting period of 3 years. Whereas, conditions specified in your policy under Personal Waiting Period will be covered after a waiting period of 2 years
Insurance Plans
- Health Insurance Plans
- Individual Health Insurance Plans
- Family Health Insurance Plans
- Critical Illness Insurance Plans
- Personal Accident Insurance Plans
- Mediclaim Policy
- Travel Insurance
- Best Health Insurance for Senior Citizens
- Niva Bupa Store Locator
- Empower Health Plan
- SurroGuard Health Plan
- Oocyte Guard Health Plan
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