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What you get
What you get
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Please click here to see premium illustration
Disease Management
Day 1 coverage for Hypertension & Diabetes (Variant under Smart Health+ Add On.)
Acute Care
Best Care with unlimited tele-consultations (Variant under Smart Health+ Add On.)
Live Healthy Benefit
Up to 30% discount on renewal premium basis steps taken
ReAssure+ Benefit
Pay as per entry age (till you claim) and ReAssure Forever (after your first claim)
Booster+ Benefit
Carry forward the unused sum insured up to 10 times of base cover
Cashless Facility
Get hassle-free cashless medical help at any of the network hospitals
Alternative treatment
Get cover for even Ayurvedic, Unani, Siddha and Homeopathic treatments
Know what’s covered under ReAssure 2.0 Plan
Simply search for your queries regarding the ReAssure health insurance plan or check out the features listed below
Hospitalisation
IN-PATIENT CARE (HOSPITALISATION)
+ -Get medical coverage for hospitalisation of 2 hours or more (24 hours for AYUSH hospitals)
HOSPITAL ACCOMMODATION
+ -Get coverage up to sum insured for room rent and ICU charges without any capping
PRE & POST HOSPITALISATION MEDICAL EXPENSES
+ -The policy will cover pre and post hospitalisation expenses as well. The period of the treatment covered is 60 days before you get admitted to the hospital and 180 days after you get discharged from the hospital.
HOME / CARE DOMICILIARY TREATEMENT
+ -Get coverage for treatment taken at home which in normal course would have required treatment at a hospital
ORGAN TRANSPLANT
+ -Avail coverage for medical expenses incurred on the organ donor’s treatment. Also, get coverage in case if you are donating the organ
EMERGENCY AMBULANCE
+ -Get coverage for expenses incurred in reaching a hospital through a Road Ambulance or Air Ambulance.
ALL DAY-CARE TREATMENT COVERED
+ -Your health insurance will cover a host of dental, ENT and other procedures
Standout Features
LOCK THE CLOCK
+ -Pay premiums as per your entry age (until you make a claim). (part of ReAssure+ Benefit)
LIVE HEALTHY BENEFIT
+ -Get up to 30% renewal premium discount on number of steps taken
REASSURE FOREVER
+ -First claim paid triggers ReAssure “Forever”. It is unlimited. Each Claim under ReAssure “Forever” will be up to Sum Insured. (part of ReAssure+ and ReAssureX benefit)
HEALTH CHECK-UP
+ -Avail health check-up for all insured members starting from Day 1
BOOSTER+
+ -
Carry forward the unused sum insured up to 10 times of base cover
Tax Benefit
+ -Save taxes on the premiums paid under section 80D of the Income Tax act
Add-on Features
Optional Benefits: |
|
DISEASE MANAGEMENT (Add on) |
Get day 1 coverage for Diabetes and Hypertension. Along with up to 20% renewal discount. |
ACUTE CARE (Add on) |
Unlimited tele-consultations with Doctors (general, specialists & super specialists) of Apollo 24X7. Also, covers pharmacy and diagnostics up to limits. |
SAFEGUARD |
Get access to additional benefits like – annual increase in coverage based on inflation rate, Coverage for non-payable items (as per list 1 of annexure 1 only), and protection of Booster+ benefit from small claims up to INR 50,000) |
PERSONAL ACCIDENT COVER |
Get personal accident insurance depending on the base sum insured |
HOSPITAL CASH |
The add-on pays hospital cash for up to 30 days of hospitalisation if hospitalised for more than 48 hours SAFEGUARD+ All non-payables covered, inflation linked increase in sum insured and no impact on Booster+ even in case of claims up to INR 1,00,000 |
SAFEGUARD+ | Get access to additional benefits like – annual increase in coverage based on inflation rate, Coverage for non-payable items (as per List 1,2,3,4 of annexure 1), and protection of Booster+ benefit from small claims up to INR 1,00,000) |
Exclusions
Permanent Exclusions
+ -- Any pre-existing diseases will be covered after a waiting period of 36 months
- Expenses related to the treatment of any Illness within 30 days from the first Policy commencement date shall be excluded except claims arising due to an Accident
- Expenses related to the treatment of the listed conditions, surgeries/treatments shall be excluded until the expiry of 24 months of continuous coverage
- Investigation & Evaluation
- Rest Cure, rehabilitation and respite care
- Cosmetic or plastic Surgery
- Hazardous or Adventure sports
- Breach of law
- Excluded Providers
- Unproven Treatments
- Conflict & Disaster
- External Congenital Anomaly
- Unrecognized Physician or Hospital
This is partial list of exclusions. For complete list of exclusions, please refer to the policy wording document.
Get the most value from ReAssure 2.0
Doctors Speak
Live well with Niva Bupa
Check out what the doctors and the experts have to say about your health and health insurance
03 February 2020
Niva Bupa Health Insurance
Picking the right health insurance for you
Choosing the right health insurance plan is not easy. Niva Bupa can help you in choosing the right health insurance policy in India based on your requirements.
21 January 2020
Niva Bupa Health Insurance
Everything you need to know about health insurance
It is important to have a comprehensive health insurance. Know all about the types of health insurance, it's benefits & understand how to make the best of your medical insurance policy.
Calculate Medical Expenses
Painless renewals
Assured plan renewal for life
Get up to 20% off on renewals for staying healthy
Get health check annually starting from Day 1
Assured policy renewal with no extra loading
Don’t lose what you don’t use. Carry forward your unutilized base sum insured up to 10X.
Hassle-free one click renewal on app
Seamless renewal options.
The Niva Bupa Promise
Your everyday health partner
Hassle-free claims
Get admitted
Visit us at one of our hospitals
Use your health card
Identify yourself with your NivaBupa health card
Get validated
After validation your request will be sent directly to us
We Review
No third party involved!
Claim Settled
In as less as 30 minutes!
Get a quote
Tell us a little about yourself and we’ll get you the right quote.
Compare plans
Not sure if it’s the right plan for your family? Compare it with other similar plans.
Download Resources
ReAssure 2.0 Brochure
Download the brochure to understand the ReAssure plan better
ReAssure 2.0 Policy
Wordings
Find out all you need to know about the plan here
ReAssure 2.0
Claim Form
Download the form to make a hassle-free claim
ReAssure 2.0
Proposal Form
Download the form to avail the services of any of our network hospitals
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