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Find a plan that fits
your needs

Disease Management

Day 1 coverage for Hypertension & Diabetes (Variant under Smart Health+ Add On.)

Acute Care

Best Care with unlimited tele-consultations (Variant under Smart Health+ Add On.)

Live Healthy Benefit

Up to 30% discount on renewal premium basis steps taken

ReAssure+ Benefit

Pay as per entry age (till you claim) and ReAssure Forever (after your first claim)

Booster+ Benefit 

Carry forward the unused sum insured up to 10 times of base cover

Cashless Facility

Get hassle-free cashless medical help at any of the network hospitals 

Alternative treatment

Get cover for even Ayurvedic, Unani, Siddha and Homeopathic treatments

Know what’s covered under ReAssure 2.0 Plan

Simply search for your queries regarding the ReAssure health insurance plan or check out the features listed below

Hospitalisation

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IN-PATIENT CARE (HOSPITALISATION)

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Get medical coverage for hospitalisation of 2 hours or more (24 hours for AYUSH hospitals)

HOSPITAL ACCOMMODATION

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Get coverage up to sum insured for room rent and ICU charges without any capping

PRE & POST HOSPITALISATION MEDICAL EXPENSES

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The policy will cover pre and post hospitalisation expenses as well. The period of the treatment covered is 60 days before you get admitted to the hospital and 180 days after you get discharged from the hospital. 

HOME / CARE DOMICILIARY TREATEMENT

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Get coverage for treatment taken at home which in normal course would have required treatment at a hospital

ORGAN TRANSPLANT

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Avail coverage for medical expenses incurred on the organ donor’s treatment. Also, get coverage in case if you are donating the organ

EMERGENCY AMBULANCE

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Get coverage for expenses incurred in reaching a hospital through a Road Ambulance or Air Ambulance.

ALL DAY-CARE TREATMENT COVERED

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Your health insurance will cover a host of dental, ENT and other procedures

Standout Features

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LOCK THE CLOCK

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Pay premiums as per your entry age (until you make a claim). (part of ReAssure+ Benefit)

LIVE HEALTHY BENEFIT

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Get up to 30% renewal premium discount on number of steps taken

REASSURE FOREVER

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First claim paid triggers ReAssure “Forever”. It is unlimited. Each Claim under ReAssure “Forever” will be up to Sum Insured. (part of ReAssure+ and ReAssureX benefit)

HEALTH CHECK-UP

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Avail health check-up for all insured members starting from Day 1

BOOSTER+

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Carry forward the unused sum insured up to 10 times of base cover

Tax Benefit

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Save taxes on the premiums paid under section 80D of the Income Tax act

Add-on Features​

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Optional Benefits:

 

DISEASE MANAGEMENT (Add on)

Get day 1 coverage for Diabetes and Hypertension. Along with up to 20% renewal discount.

ACUTE CARE (Add on)

Unlimited tele-consultations with Doctors (general, specialists & super specialists) of Apollo 24X7. Also, covers pharmacy and diagnostics up to limits.

SAFEGUARD

Get access to additional benefits like – annual increase in coverage based on inflation rate, Coverage for non-payable items (as per list 1 of annexure 1 only), and protection of Booster+ benefit from small claims up to INR 50,000)

PERSONAL ACCIDENT COVER

Get personal accident insurance depending on the base sum insured 

HOSPITAL CASH


The add-on pays hospital cash for up to 30 days of hospitalisation if hospitalised for more than 48 hours​ SAFEGUARD+ All non-payables covered, inflation linked increase in sum insured and no impact on Booster+ even in case of claims up to INR 1,00,000
 
SAFEGUARD+

Get access to additional benefits like – annual increase in coverage based on inflation rate, Coverage for non-payable items (as per List 1,2,3,4 of annexure 1), and protection of Booster+ benefit from small claims up to INR 1,00,000)

 

Exclusions

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Permanent Exclusions

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  • Any pre-existing diseases will be covered after a waiting period of 36 months
  • Expenses related to the treatment of any Illness within 30 days from the first Policy commencement date shall be excluded except claims arising due to an Accident
  • Expenses related to the treatment of the listed conditions, surgeries/treatments shall be excluded until the expiry of 24 months of continuous coverage
  • Investigation & Evaluation
  • Rest Cure, rehabilitation and respite care
  • Cosmetic or plastic Surgery
  • Hazardous or Adventure sports
  • Breach of law
  • Excluded Providers
  • Unproven Treatments
  • Conflict & Disaster
  • External Congenital Anomaly
  • Unrecognized Physician or Hospital

This is partial list of exclusions. For complete list of exclusions, please refer to the policy wording document.

Get the most value from ReAssure 2.0

Doctors Speak

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Live well with Niva Bupa

Check out what the doctors and the  experts have to say about your health and health insurance

Calculate Medical Expenses

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Financial Calculator Benefit

Painless renewals

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Assured plan renewal for life

Get up to 20% off on renewals for staying healthy

Get health check annually starting from Day 1

Assured policy renewal with no extra loading

Don’t lose what you don’t use. Carry forward your unutilized base sum insured up to 10X.

Hassle-free one click renewal on app

Seamless renewal options.

The Niva Bupa Promise

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The Niva Bupa Promise

30 Minute cashless claims processing

Spend less time on paperwork and more with your family

Health network beyond hospitals

A cashless network of 10000+ hospitals & 2000+ doctors

No third-party agents! Direct claim settlement

No TPA involvement in processing your claim

Your everyday health partner

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Your Everyday Health Partner

Niva Bupa Health App

Track your health, manage your policy & renewals

Download App now>>

LIVE HEALTHY BENEFIT 

Get up to 30% renewal premium discount on number of steps taken

Download App Now >>

Document locker

Store & access all your medical records with a few taps

Login to Health App>>

HEALTH CHECK-UP

Avail health check-up for all insured members starting from Day 1

Hassle-free claims

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Hassle-free Claims
Get admitted

Visit us at one of our hospitals

Use your health card

Identify yourself with your NivaBupa health card

Get validated

After validation your request will be sent directly to us

We Review

No third party involved!

Claim Settled

In as less as 30 minutes!

Get a quote

Tell us a little about yourself and we’ll get you the right quote.

Find the right plan now>

Compare plans

Not sure if it’s the right plan for your family? Compare it with other similar plans.

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