Avail maternity benefits and no additional premium for covering a new born baby from day 1 till policy year end

You can avail health check-up for Diagnostic Tests purposes post completion of 1st policy year, for any insured person (including children). You can undergo a health check-up through our service provider on cashless basis. You can choose tests of your choice up to a sub-limit as per the plan chosen.

In case of exhaustion of the base sum insured, get 100% of your base sum insured as a refill for both different and same illness

Covers specified illnesses and emergency hospitalisation and emergency medical evacuation outside India

Get assured renewal of the policy for life with no extra loadings based on your claim history

Irrespective of your claim history, you will get an increase of 10% of expiring base Sum Insured every year, subject to maximum of 100% of base Sum Insured

The entry age for adults under this policy can be from 18 to 65 years. The entry age for dependent children is from 91 days to 21 years in a family floater policy. The policy can be taken individually or for the family. The family floater policy is available for husband, wife and a maximum of 4 children.

Second Medical opinion for listed specified illnesses or a planned surgery or procedure can be obtained under Platinum plan. There is one opinion available per insured person per specified illness/ planned surgery.

There are no third-party agents involved. Get your claims processed painlessly by our customer service team directly

Get cashless coverage for hospitalisation expenses for all insured members at network hospitals

Get reimbursements for expenses towards medically necessary treatments as an outpatient with a doctor under platinum plan

The policy covers expenses 60 days before hospitalisation and 90 days post discharge

Your health insurance will cover host of day care procedures

The policy covers the cost of ambulance. These expenses are paid once we have accepted the inpatient claim

The policy will reimburse you for the medical treatment taken at home on account of unavailability of a hospital bed or the doctor’s advice

Medical expenses for an organ donor’s inpatient treatment for the harvesting of the organ is also covered

We will indemnify the medical expenses incurred on the insured person’s hospitalization for Inpatient Care on treatment taken under Ayurveda, Unani, Siddha and Homeopathy.

Unlimited tele / online consultations in both Gold & Platinum Variants

Personal Accident cover will be equal to 5 times of base Sum Insured; subject to maximum of 50 lacs

Critical illness cover will be equal to base Sum Insured; subject to maximum of 10 lacs

One-time premium waiver if the Policyholder (who is also an Insured Person) dies or suffers from specified illness

Extend your hospitalisation & emergency medical evacuation cover in US & Canada.

Pre-existing conditions are subject to a waiting period of 24 months of continuous coverage from first policy start date for customers with Gold & Platinum plan and 48 months of continuous coverage from first policy start date for customers with Silver plan.