Who would be a suitable insurer to insure my employees?

Choose a well-equipped insurer with a dynamic understanding of wellness benefits and insurance policies. An insurer should be enthusiastic in approach and should be able to manage the claim settlement smoothly. Always refer to the terms and conditions before selecting an insurer.

What ailments are included in pre-existing conditions?

Conditions like diabetes, asthma, chronic obstructive pulmonary disease (COPD), epilepsy, cancer and sleep apnea can be some examples of pre-existing health conditions. In addition, an injury you have before starting a new healthcare plan may be considered a pre-existing condition.

Do all policies deliver PED advantages?

Every policy has its terms and conditions and offers different benefits. Therefore, reviewing the policy deliverables before buying a cover is necessary.

Am I eligible to avail of tax benefits?

No. The employee cannot avail of the tax benefits when the employer pays the complete premium. However, the employee can avail of the tax benefits if the employee pays the premium.

Is there an option to include my spouse in a group cover?

Yes, you can include your spouse in a Group Medical Cover.

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Pre-Existing Diseases Cover in Health Insurance

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