ReAssure

Get medical coverage for hospitalisation for all insured members

The policy will cover pre and post hospitalisation expenses as well. The period of the treatment covered is 60 days before you get admitted to the hospital and 180 days after you get discharged from the hospital. 

Avail coverage for medical expenses incurred on the organ donor’s treatment as well

Your health insurance will cover a host of dental, ENT and other procedures

Unlimited reinstatements for same and different illness in a policy year 

50% increase in sum insured in case of a claim free year; max 100% (reduction of 50% in case of claim)

Save taxes on the premiums paid under section 80D of the income tax act​

• Investigation & Evaluation
• Rest Cure, rehabilitation and respite care
• Obesity/ Weight Control
• Change-of-Gender treatments
• Cosmetic or plastic Surgery
• Hazardous or Adventure sports
• Breach of law
• Excluded Providers
• Treatment for, alcoholism, drug or substance abuse or any addictive condition.
• Treatments received in heath hydros, nature cure clinics, spas or similar establishments or private beds registered as a nursing home attached to such establishments or where admission is arranged for domestic reasons.
• Dietary supplements and substances that can be purchased without prescription unless prescribed by a Medical Practitioner as part of Hospitalization.
• Refractive Error
• Unproven Treatments
• Sterility and Infertility
• Maternity Expenses
• Charges related to a Hospital stay not expressly mentioned as being covered.
• Circumcision
• Conflict & Disaster
• External Congenital Anomaly
• Dental/oral treatment
• Hormone Replacement Therapy
• Multifocal Lens and ambulatory devices and any medical equipment which is used at home.
• Sexually transmitted Infections & diseases (other than HIV / AIDS)
• Sleep disorders
• Any treatment or medical services received outside the geographical limits of India.
• Any expenses incurred on OPD treatment.
• Unrecognized Physician or Hospital
• The condition which is not clinically significant or is related to anxiety, bereavement, relationship or academic problems, acculturation difficulties or work pressure.
• intentional self inflicted Injury or attempted suicide.
• neuro-developmental delays and disorders.
• Mental retardation.
• Artificial life maintenance for Person who has been declared brain dead or in vegetative state
• Hospitalization is not necessary or the stay at the Hospital is found unduly long
• Refer to the policy document for detailed permanent and personal accident cover exclusions.