Start Your health Cover
With Niva Bupa Today!
rated by mint for the year 2024
Max Bupa is now Niva Bupa Health Insurance
Claim Promise with Zero Deductions*
By clicking Start Now, you authorize Niva Bupa to Call/SMS/Whatsapp on your registered mobile overriding DNCR.Maternity Health Insurance Plan
Maternity health insurance supports you through one of life’s most important journeys. From prenatal checkups to delivery and newborn care, it covers a wide range of maternity-related expenses, ensuring a stress-free experience for expecting parents. Plan ahead for a healthy beginning, because every little moment deserves the best care.
Network of 10,000+ cashless Hospitalisation
30 Mins Cashless Claim Policy
1.5 Crore+ Happy customers
Why Choose Niva Bupa?
Trusted by over 1.5 crore+ happy customers, Niva Bupa (formerly known as Max Bupa Health Insurance) provides a wide range of health insurance plans to suit every need
30 min
Cashless Claim Processing 1
15 Lakh+
Claims paid since inception 2
1.5 Crore+
Happy customers served till date
Custom Health Insurance Plans designed for You
A plan that rewards you for starting young
Starts from
₹8,6321
Annual Premium
₹5,00,000
Sum Insured
- Lock the age, pay premiums as per entry age till you claim
- Don’t lose what you don’t use. Carry forward the balance sum insured
- Maternity coverage including IVF, Adoption and more
- Use and get back your base coverage. Unlimited times and forever
- Hospitalisations of 2 hours or more covered
Nothing Seems Impossible. The Most Comprehensive health insurance plan.
Starts from
₹7,8212
Annual Premium
₹5,00,000
Sum Insured
- Save as you age. Pay as per entry age, until you claim.
- Use and get back your base coverage. Unlimited times and forever.
- Don’t lose what you don’t use. Carry forward the balance sum insured
- Up to 30% discount on renewal premium basis step count
A Health Insurance Plan that works your way
Starts from
₹4,8043
Annual Premium
₹5,00,000
Sum Insured
- Pay Apne Hisaab se! Flexible or One Time. Sooner the payment, higher the discount
- Get 50% of your premium back, accumulate it, and even get 10% bonus for life. No waiting periods or exclusions on this amount.
- Get ₹5,000, if treatment taken in any Govt. hospital and claim not paid under this policy
- Access unlimited digital consultations with general physicians through our mobile app.
A comprehensive health insurance plan,with coverage for you and your family according to your needs and lifestyle.
Starts from
₹11,5714
Annual Premium
₹5,00,000
Sum Insured
- Comprehensive coverage up to ₹3 Cr
- In-built travel insurance coverage for multiple trips in a year
- Modern Treatments coverage
- Maternity (worldwide) and new born baby cover
The Smart Health Insurance Plan with Smart Feature to keep your family protected
Starts from
₹11,7755
Annual Premium
₹5,00,000
Sum Insured
- No Room Rent Capping
- Modern Treatments Covered up to Sum Insured
- Hospitalisations of 2 hours or more covered
- One time refill of Base Sum Insured, even for same illness.
Benefits of Maternity Insurance Plan
The few benefits of maternity insurance benefit are :
Coverage for Delivery and Labour Expenses:
A maternity insurance benefit covers all delivery-related expenses for normal and cesarean deliveries, including doctor’s and nurse’s fees, hospital room rent, costs of medicines, medical tests, etc.
Quick Links
Network Hospital
Find hospitals near you that are covered under our insurance network for hassle-free cashless treatment
Family Health Insurance
Get comprehensive coverage for your entire family under a single health insurance plan.
Claim Settlement Ratio
Check our track record for successfully settled claims, ensuring peace of mind when you need it most.
Premium Calculator
Calculate your insurance premium easily to choose a plan that fits your budget.
Best Insurance Plans
Explore our top-rated insurance plans that offer extensive benefits for various healthcare needs.
How does Our Claim Process work?
Get to know the steps involved in the claim Process, Whether it is a planned or emergency hospitalisation. Filling a claim is made easy by choosing any of the following ways:
Hospital Admission:
Get admitted to a Niva Bupa network hospital.
Identification:
Present your Niva Bupa Health Card or policy number along with valid ID (Passport/PAN card/Voter’s ID) to the hospital staff.
Pre-authorisation:
The hospital will verify your details and submit a pre-authorisation request to Niva Bupa.
Niva Bupa Confirmation:
After verification, Niva Bupa will confirm coverage to the hospital via fax and email, and notify you by text and email, typically within 30 minutes of the request.
Final Settlement:
Upon completion of treatment and necessary formalities, the hospital will settle the claim with Niva Bupa according to your policy terms.
What is Maternity Insurance?
Maternity insurance benefit covers all pregnancy or maternity-related expenses up to the sum insured. These expenses may include the medical expenses incurred during pregnancy, gynaecologist’s consultation charges, cost of hospitalisation and delivery of the baby, pre and post-natal care expenses, the costs of medicines, medical tests, newborn baby care, etc.
A maternity insurance benefit works just like a regular health insurance plan, wherein you can file a claim on your policy and avail of cashless healthcare facilities at any network hospital. You can purchase a maternity insurance benefit as a rider on any health insurance policy, offline or online, depending on your personal preference.
Importance of Maternity Insurance
The news of pregnancy can fill the hearts of every family member with joy. For a couple, it can be a beginning of a new phase in their lives. However, the ecstasy of becoming parents also brings a lot of social and financial responsibilities. Right from the day when you get the good news till the baby’s delivery, the expenses can be never-ending.
And in case of any pregnancy-related complications with the mother or the newborn, the expenses can go beyond your imagination and burn a large hole in your pocket. Keeping in mind the constantly rising healthcare inflation in our country and skyrocketing charges of medical services, you must buy a maternity insurance benefit along with your health insurance policy.
It works like a regular health insurance plan and covers all maternity-related expenses, ensuring that you stay worry-free and welcome your newborn baby into this world with complete peace of mind.
Features of Maternity Insurance
A few features of maternity insurance benefits include
How to Buy a Maternity Insurance Plan Online?
Follow the steps mentioned below to buy a maternity insurance benefit
Step 1 – Visit your insurer’s official website
Step 2 – Search for the plan which covers Maternity Insurance and click on Buy
Step 3 – Select the appropriate plan as per your requirements
Step 4 – Enter your details to get the quote from the insurer
Step 5 – If you’re happy with the quote, pay the premium amount online using your debit card, credit card, or net banking facility
Step 6 – Get your maternity insurance policy on your registered e-mail id and phone number
It’s recommended that you read the policy inclusions and exclusions carefully before paying the premium amount.
Types of Health Insurance Plans in India
The below-mentioned features ensure that health insurance policies provide comprehensive coverage for various medical needs while considering factors like waiting periods, co-payments, and additional riders.
Individual Health Insurance Plans
An Individual Health Insurance Plan is a type of insurance policy created to provide financial coverage for medical expenses incurred by a single person.
Note: The sum assured of the policy is directly dependent on the age, health and income level of the insured individual.
Family Floater Health Insurance Plans
A Family Floater Health Insurance Plan is an extensive insurance policy designed to provide medical coverage for an entire family under a single sum insured.
Note: Keep in mind that the premium of a family floater policy is heavily dependent on the age of the oldest family member covered under the plan.
Senior Citizen Health Insurance Plans
A Senior Citizen Health Insurance Plan is a customisable or personalised medical plan to provide support and care for seniors in their golden years.
Note: Anyone above the age of 65 can opt for such a cover.
Why choose us?
Niva Bupa aims to be India's most renowned Health Insurance provider by enlightening its customers with insight, leading them with skill sets, and offering them a wide range of services that establish trust and give them back control in the way they want it.
Along with, Niva Bupa offers Cashless Claim Processing* in 30 minutes, a comprehensive selection of health insurance policies, and a large network of hospitals*** (10,000+) for its over 1 crore happy customers**.
All claims are processed directly without the use of a third party, and digital solutions are available to meet your medical needs. Choose a long-term solution that follows you every step of the way; choose Niva Bupa best health insurance company in india.
*Niva Bupa processes pre-auth requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Niva Bupa’s satisfaction. The above commitment does not include pre-authorization settlement at the time of discharge or system outage. For more details on terms and conditions, exclusions and waiting period, please read sales brochure before concluding a sale.**NOL: Active lives as at March 31, 2021. ***Number of hospital networks shown is an approximate figure and is subject to change without prior notice.
Frequently Asked Questions
Our Satisfied
Customers
Watch what our customers are saying. REAL STORIES with REAL IMPACT!
Vippan Kapur
It is unbelievable how Niva Bupa claim team came to my aid, Monday to Sunday no day off.
Meenakshi Khanna
Within few hours we got the claim number and in the next three days the amount was reflected in our bank account.
Vijay Kapoor
With the help of Niva Bupa Health Insurance, I was able to get my son treated without worrying about the high medical cost.
Diviay Chadha
Whenever we have filed for a claim with Niva Bupa, the process was very smooth and people were very helpful.
Parveen Singh
The Niva Bupa team was extremely helpful, be it day or night, someone was always available.
Health and Wellness Blogs
Health and Wellness Blogs
Download the
Niva Bupa App Today
12L+
Downloads
52K+
Reviews
Make your Health Insurance accessible on the go. Download the Niva Bupa Health App today
Catch the latest highlights, updates, and moments from our social media world – all in one place!
www.nivabupa.com
+91 11 41743397
1860-500-8888
3rd Floor, Capital Cyberscape, Sector 59, Gurgaon
