

Our bestselling health insurance plan provides extensive coverage and benefits for all your healthcare needs.






50K+ Customers
Many individuals have already opted for NivaBupa Health Insurance
India's Best Health Insurer rated by Mint for the year 2024

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Compare variants to know more
Here is a quick overview on Aspire variants
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Lock the Clock:
Lock the age, pay premiums as per entry age till you claim
Booster+:
Carry forward unutilised base sum insured
ReAssure Forever:
Use and get back your base coverage, unlimited times and forever
Hospitalisations of 2 hours or more covered (24 hours for AYUSH)
Health Check-up from Day 1

vs Other Market Health Insurance Plans
Here is a quick comparison between Aspire v/s Other plans offered in the market
Carry Forward Sum Insured
Allows you to carry forward the unused sum insured to the next year
Use & Get back your Coverage
Allows you to reinstate your base sum insured again and again. Reinstated sum insured can be used for same illness, same person as well
Pay as per your entry age, till a claim is paid
Put a lock on your age when you buy the policy and protect yourself from the age linked increase of premiums at renewal
Minimim Hospitalisation
Allows you to get coverage for all hospitalisation which are more than 2 hours
Non Payable items are covered
Allows you get coverage even for the non payable items which otherwise are excluded
Download Resources
Read more about the product through Product Brochure and Policy Wording documents
Key Benefits of Aspire
There are several benefits that you can enjoy when buying Aspire. Some of them are listed below:
Comprehensive Maternity Coverage:
Covers expenses around maternity, IVF, adoption, surrogacy and more. Carry forward the balance sum insured up to 10X
Frequently Asked Questions
Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) (IRDAI Registration No. 145). ‘Bupa’ and ‘HEARTBEAT’ logo are registered trademarks of their respective owners and are being used by Niva Bupa Health Insurance Company Limited under license. Registered office:- C-98, First Floor, Lajpat Nagar, Part 1, New Delhi - 110024; Fax: +911141743397; Customer Helpline: 1860-500-8888; www.nivabupa.com. CIN: L66000DL2008PLC182918. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding sales.* Niva Bupa processes pre-auth requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Niva Bupa’s satisfaction. The above commitment doesn’t include pre-authorization settlement at the time of discharge or system outage.
HDFC Bank Ltd (CA0010) is a registered corporate agent for Niva Bupa Health Insurance Company Limited & insurance products are underwritten by Niva Bupa Health Insurance Company Limited. HDFC Bank Ltd does not underwrite the risk or act as insurer. The contract of insurance is between the Insurance Company and the insured only, and not between HDFC Bank and the insured. HDFC Bank is not responsible or liable for performance of any obligations under the contract of insurance. Insurance is sold as a stand-alone product and not linked to any of the Banking products. Participation in Insurance is purely on a voluntary basis. Purchase of Insurance is not a pre-condition of availing any of the banking products / services. HDFC Bank Ltd is not responsible or liable for any omission or commission in the information shared.