

Our bestselling health insurance plan provides extensive coverage and benefits for all your healthcare needs.






50K+ Customers
Many individuals have already opted for NivaBupa Health Insurance
India's Best Health Insurer rated by Mint for the year 2024


Key features of
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Here is a quick overview on Aspire variants
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Lock the Clock:
Lock the age, pay premiums as per entry age till you claim
Booster+:
Carry forward unutilised base sum insured
ReAssure Forever:
Use and get back your base coverage, unlimited times and forever
Hospitalisations of 2 hours or more covered (24 hours for AYUSH)
Health Check-up from Day 1

vs Other Market Health Insurance Plans
Here is a quick comparison between Aspire v/s Other plans offered in the market
Carry Forward Sum Insured
Allows you to carry forward the unused sum insured to the next year
Use & Get back your Coverage
Allows you to reinstate your base sum insured again and again. Reinstated sum insured can be used for same illness, same person as well
Pay as per your entry age, till a claim is paid
Put a lock on your age when you buy the policy and protect yourself from the age linked increase of premiums at renewal
Minimim Hospitalisation
Allows you to get coverage for all hospitalisation which are more than 2 hours
Non Payable items are covered
Allows you get coverage even for the non payable items which otherwise are excluded
Download Resources
Read more about the product through Product Brochure and Policy Wording documents
Key Benefits of Aspire
There are several benefits that you can enjoy when buying Aspire. Some of them are listed below :
Comprehensive Maternity Coverage:
Covers expenses around maternity, IVF, adoption, surrogacy and more. Carry forward the balance sum insured up to 10X
Frequently Asked Questions
Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) (IRDAI Registration No. 145). ‘Bupa’ and ‘HEARTBEAT’ logo are registered trademarks of their respective owners and are being used by Niva Bupa Health Insurance Company Limited under license. Registered office:- C-98, First Floor, Lajpat Nagar, Part 1, New Delhi - 110024; Fax: +911141743397; Customer Helpline: 1860-500-8888; www.nivabupa.com. CIN: L66000DL2008PLC182918. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding sales.* Niva Bupa processes pre-auth requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Niva Bupa’s satisfaction. The above commitment doesn’t include pre-authorization settlement at the time of discharge or system outage.
Federal Bank Ltd. (Registration No. CA0227) is a corporate agent of Niva Bupa Health Insurance Company Limited and the insurance products are underwritten by Niva Bupa Health Insurance Company Limited. The Federal Bank Limited is a Corporate Agent having registration number - Regn. No. CA0227. The service provided by The Federal Bank Limited is purely an agency service and is carried out strictly on a non-risk participation basis. The Federal Bank Limited, as corporate agent does not underwrite the risk or act as an insurer. Participation by the Federal Bank’s customers in the insurance product is purely on a voluntary basis and is not linked to the availment of any other facility from the Federal Bank Limited.