SmartHealth Plus Disease Management

High Blood Pressure, also known as hypertension, is a silent killer that quietly damages blood vessels, leading to serious health issues. Although there is no cure for this issue, using proper medication and changing your lifestyle can help to manage hypertension and to enhance the quality of your life while reducing the risk of heart disease, stroke, kidney disease and much more. Managing hypertension is a lifelong commitment. Therefore, it is extremely crucial for you to consult the doctor and educate yourself regarding high blood pressure.

The most prevalent form of diabetes, type 2, can be halted with lifestyle adjustments. If you already have type 2 diabetes due to being overweight or obese, having high cholesterol, or having a family history of the disease, prevention is crucial.

A change in lifestyle can stop or delay the beginning of the disease if you have prediabetes, which is elevated blood sugar that is not yet diagnosed as diabetes. Making a few minor lifestyle adjustments today can help you control diabetes issues, such as damage to your nerves, kidneys, and heart. Willing to know how to control sugar? Keep scrolling through to know the details:

Including Vegetables in your diet helps in keeping your health in control. Leafy vegetables supply your food with vitamins, minerals, and carbs. Foods high in fibre encourage weight loss and reduce the incidence of diabetes. You should avoid the intake of "bad carbs'' such as white bread and pastries, pasta made from white flour, fruit drinks, and processed foods that are heavy in sugar or high-fructose corn syrup but low in fibre or nutrients.

One of the most crucial components of a healthy lifestyle is maintaining an active lifestyle. This gets more crucial as you get older. When scheduling your daily 30 minutes of exercise, go imaginative. You can walk to the grocery store, dance while you listen to the news, or go for a quick stroll after supper. Being active is crucial to maintaining good health. Your risk of diseases, including heart disease, diabetes, and stroke, can be decreased by maintaining an active lifestyle. Daily exercise has also been connected to enhanced cognitive and mental wellness.

You can enhance your health without being a long-distance runner. The most crucial factor is that you continue to be active. In order to:

• Routine Workout
• Maintain stamina and a healthy diet.

Discovering your healthy lifestyle can be challenging. It can be beneficial to occasionally change things around. You can discover that you enjoy trying new things. Here are a few easy methods you can utilise to start and maintain an active lifestyle.

Living with Non-communicable diseases like hypertension and diabetes can be challenging as well as quite expensive. This is the reason why one must go for a health insurance plan for diabetes. It helps to offer much-needed financial relief to the customers who had otherwise lost hope. Here is the list of expenses that are covered under diabetes health insurance:

• Cost of doctor's fees. You do not have to stress about the consultation fees and avail the best treatment.
• It covers the cost of diagnostic fees.
• The cost of medicines is also covered under health insurance; therefore, you can stay stress-free about the expenses.

Thus, with this, you can focus on recovery rather than worrying about paying the hospital bills. The ReAssure plan offered via Niva Bupa offers coverage for Diabetes, Hypertension and its complications from Day only when customer opts for Smart Health+ rider with Reassure plan.

Their diabetes health insurance plan aims to provide complete peace of mind to their customer cohort, who are at a higher risk of needing hospitalisation.

There are several features of health insurance which you should know about, such as:

Insurance for Health Care

Insurance policies provide thorough coverage for all costs that may arise during any medical emergency. Under a single policy, it covers ambulance costs, hospitalisation costs, and post-hospitalization costs. Features of health insurance policy will also provide coverage for serious conditions, including cancer, kidney failure, and stroke.

Renewal Discounts

If no claims were filed against the policy in the prior year, the person insured would get a No Claim Bonus in the ensuing year. This bonus may take the shape of a significant premium discount or an increase in the sum insured. If a customer has a strong track record of no claims bonuses, some insurers will additionally offer a free checkup.

Co-payment

These features of health policy insurers offer the co-payment option, which helps to lower the yearly premium. The insured is responsible for a portion of the overall costs, while the insurance provider is responsible for the remainder.

Tax Advantages for Health Insurance

One of the less well-known advantages and features of health insurance is the right to tax deductions under section 80D of the Income Tax Act of 1961. As a result, both for your own policy and for family members' policies, the premium payment for a health insurance policy is tax deductible.

Flexibility

Features of health policy give the insured person a lot of options. After a given amount of time, insurance purchasers can lower their premiums or completely alter the length of their policies. In addition, a change in your lifestyle, such as a change in your marital status, will allow health insurance providers to modify the conditions of your insurance plan.

The ReAssure plan is all you need to live a stress-free life. This plan ensures that customers suffering from such conditions need not go through the mandatory waiting period or pay loading premiums. Here is the health insurance inclusion and exclusion list that you can refer to.

ReAssure Health Insurance Inclusion:

• All day care treatment covered
• Hospitalisation cost
• Pre and post-hospitalisation expenses
• Organ transplant expenses
• Emergency ambulance expense
• Domiciliary hospitalisation

ReAssure Health Insurance Exclusion:

• Treatment outside India
• Treatment to deal with the injury related to participation in adventure sports
• Cosmetic and plastic surgery expenses
• Dietary supplements purchased without a prescription

Given that a sizable portion of the Indian population has diabetes and hypertension, Niva Bupa has created a plan that guarantees those who have these conditions won't have to endure the required waiting period or pay loading premiums, which are applicable to regular retail health insurance policies currently on the market, and will instead receive coverage for diabetes and hypertension from the very first day. The goal of the plan is to empower those who have diabetes and high blood pressure to live carefree lives. Additionally, the SmartHealth+ Disease Management Rider will cover cost of specific health screening tests and 20% discount on renewals if customer undergoes specified Health check up tests like BMI, Lipid Profile, HbA1C