Travel Insurance for Singapore

Opting for insurance from Niva Bupa offers several benefits when visiting Singapore. While the primary benefit of any type of travel insurance is financial protection and access to quality medical treatment offered in the form of coverages, other benefits are also provided to policyholders.

• Purchasing travel insurance for Singapore offers financial and medical benefits, with Niva Bupa especially offering cashless claims during medical emergencies.
• With travel plans, you will receive financial protection from risks such as trip cancellation, lost checked-in baggage, missed connecting flights, etc.
• Armed with insurance for Singapore, you can access proper healthcare facilities in case of medical ailments and emergencies.
• Purchasing insurance when visiting Singapore will protect you from personal liability for any accidental injury caused when travelling abroad.

Travellers going to Singapore with travel insurance Singapore from Niva Bupa should know of the following inclusions and exclusions when planning a trip. As the terms might suggest, inclusions are the specific risks a policy offers coverages for protecting travellers from additional expenses borne when dealing with them. On the other hand, exclusions are risks the insurer does not cover, and any injury or financial loss incurred due to participating in such activities will not be provided settlement for. 

This list, however, summarises the inclusions and exclusions; travellers are recommended to check the policy document for the exact wording and details of their specific policies. Travellers need to understand these details as it will help them make informed decisions for their trip. 

Regardless of your age, fitness, or physical capability, there are numerous risks associated with overseas travel that can result in financial loss. This includes risks related to trip cancellation, loss of checked-in baggage, personal accident, missed connection, loss of passport, etc.

In such an unpredictable world, anyone looking to travel to Singapore should buy international travel insurance. While travel insurance is recommended for all travellers as risks don’t look for age or occasion, it is essential for senior citizens, family travellers, business travellers, adventure travellers, and those looking to travel to countries mandating travel insurance to opt for them. 

While travellers are free to purchase insurance until just before they start their journey, it is recommended that they do so as soon as they buy flight tickets. This is because one of the core benefits of Niva Bupa Travel Insurance is trip cancellation coverage. This means that if your trip is cancelled due to any of the covered reasons, Niva Bupa will compensate you for non-refundable travel and accommodation expenses. This coverage, however, is only applicable from the date of receipt of the policy, meaning that if your trip is cancelled before purchasing the policy, you might lose on the non-refundable deposits made for accommodation and travel expenses.

Niva Bupa is one of the leading insurance providers in India, offering unique, comprehensive policies which cover the diverse needs of Indian travellers. With coverage for dozens of risks, Niva Bupa’s policies offer cashless claims for medical expenses and compensation for other covered risks. This, along with dozens of covered destinations and more being added each week, Niva Bupa’s policies travel with you wherever you wish to travel.

With Niva Bupa, your trip can be secured, and you can travel with confidence and peace of mind, all while creating memories with your loved ones. 

Buying Singapore travel insurance has no particular eligibility criteria. However, specific basic requirements must be considered when purchasing insurance, which are as follows:

• Adults should be between the ages of 18 and 70.
• Dependent children can be up to the age of 25.
• Travellers must possess and furnish mandatory documents like copies of passports, visas, income proof, and other relevant papers.

Now that it is clear why it is crucial to buy travel insurance and everything to keep in mind when purchasing one, you must also know that it is effortless to buy Singapore travel insurance from Niva Bupa.

All you need to do is follow the given steps and be prepared to go for your international journey worry-free.

• Visit the Niva Bupa website and click Travel Insurance in the header.
• Use the drop-down menu on that page to select Singapore, the departure and return dates, and the phone number.
• You will be shown destination-specific plans once you click to view plans.
• There, you can select your needs, such as whether you are going alone or with family, whether it is an independent trip or a corporate visit; there are also plans for students and senior citizens.
• Review and select the appropriate plans, change the sum insured to the amount you want to insure for your trip and choose any add-ons.
• Click on “Next” after this and fill out the relevant information along with the medical declaration to purchase the plan of your choice.
• Once the payment is complete, the policy will be emailed to you.

When travelling, facing the impact of various risks is time-consuming enough, so we offer a simple and convenient claim experience at Niva Bupa. We aim to help you travel with the utmost peace of mind with a straightforward claim process.

Here are the steps to request a claim with Niva Bupa.

• To file a travel insurance claim, you first need to contact your insurer.
• In case of overseas travel, you may also contact the global Third-Party Administrator.
• You can raise a claim online, through e-mail, or even physically. You can do so both while overseas or when you return to India.
• You must submit a duly filled claim form along with the required documents based on the type of claim—for example, loss of baggage, trip cancellation, medical emergency, or death.

Besides this, one can make two types of claims in the case of a medical emergency.

Cashless Claim:

Niva Bupa is partnered with Europ Assistance, a global third-party administrator, to provide cashless claims to hospitals and healthcare centres worldwide.

• The customer intimates the claim to Europ Assistance via a toll-free number or email.
• The TPA - Europ Assistance will contact the customer and provide them with the required travel insurance for Singapore details.
• Europ Assistance will then initiate the GOP (Guarantee of payment) process with the hospital where the customer will receive treatment.
• Europ Assistance will ask for the documents from the hospital or the customer and, after assessing the claim, will send them to Niva Bupa for approval/rejection/query/investigation.
• Our medical team will approve the claim by e-mail.
• The GOP will be released to the hospital as per the amount claimed.
• The hospital will contact the Europ Assistance team if any additional amount is required.
• At discharge, documents will be sent to Europ assistance and approved accordingly.
• After discharge, the hospital will send the documents to Europe Assistance for settlement to the hospital.

Reimbursement Claim

• Claim form
• KYC
• Cancelled cheque of the proposer
• Discharge summary
• Final bill along with break up
• Payment receipt
• All investigation reports

Travellers looking to apply for an entry visa for business or social visits will need the following documents:

• A duly completed and signed Form 14A from the Singapore Immigration Act, 1959. The visa application will be created based on this information.
• Your recent passport-sized colour photograph was taken within the last three months. Please refer to Immigration and Checkpoints Authorities’s photo guidelines for information on photo requirements.
• A photocopy of your passport biodata page (valid for at least six months from the date of your entry into Singapore)
• Additional supporting documents (e.g., Form V39A - Letter of Introduction for Visa Application) may be required on a case-by-case basis.