/content/nivabupa/in/en/bank,/content/nivabupa/en/in/digital/home/app-form2,/content/nivabupa/en/in/digital/home/thank-you1,partner.nivabupa.com
/content/nivabupa/in/en/agent

1860-500-8888

|

011-66326666

Modern Treatments

Get treatment coverage for surgeries like oral chemotherapy, deep-brain stimulation etc.

Live Healthy Benefit

Up to 30% discount on renewal premium basis steps taken

ReAssure+ Benefit 

Pay as per entry age (till you claim) and ReAssure Forever (after your first claim)

Booster+ Benefit 

Carry forward the unused sum insured up to 10 times of base cover

Cashless Facility

Get hassle-free cashless medical help at any of the network hospitals 

Alternative treatment

Get cover for even Ayurvedic, Unani, Siddha and Homeopathic treatments

Know what’s covered under ReAssure Plan

Simply search for your queries regarding the ReAssure health insurance plan or check out the features listed below

Hospitalisation

Arrow Arrow

IN-PATIENT CARE (HOSPITALISATION)

+ -

Get medical coverage for hospitalisation for all insured members

HOSPITAL ACCOMMODATION

+ -

Get coverage up to sum insured for room rent and ICU charges without any capping

PRE & POST HOSPITALISATION MEDICAL EXPENSES

+ -

The policy will cover pre and post hospitalisation expenses as well. The period of the treatment covered is 60 days before you get admitted to the hospital and 180 days after you get discharged from the hospital. 

DOMICILIARY HOSPITALISATION

+ -
The policy will reimburse you for the medical treatment taken at home on account of unavailability of a hospital bed or the doctor’s advice.

ORGAN TRANSPLANT

+ -

Avail coverage for medical expenses incurred on the organ donor’s treatment as well

EMERGENCY AMBULANCE

+ -

Get coverage for the ambulance expenses following an emergency to a hospital. These expenses are paid once the in-patient claims are approved

ALL DAY-CARE TREATMENT COVERED

+ -

Your health insurance will cover a host of dental, ENT and other procedures

Standout Features

Arrow Arrow

LOCK THE CLOCK

+ -

Pay premiums as per your entry age (until you make a claim). (part of ReAssure+ Benefit)

LIVE HEALTHY BENEFIT

+ -

Get up to 30% renewal premium discount on number of steps taken

BOOSTER+

+ -

Carry forward the unused sum insured up to 10 times of base cover

HEALTH CHECK-UP

+ -

Avail health check-up for all insured members starting from Day 1

TAX BENEFIT

+ -

Save taxes on the premiums paid under section 80D of the income tax act​

REASSURE FOREVER

+ -

First claim paid triggers ReAssure “Forever”. It is unlimited. Each Claim under ReAssure “Forever” will be up to Sum Insured. (part of ReAssure+ and ReAssureX benefit)

Add-on Features​

Arrow Arrow

Optional Benefits:

 

PERSONAL ACCIDENT COVER

Get coverage depending on the base

sum insured

HOSPITAL CASH

The add-on pays hospital cash for up to 30 days of hospitalisation if hospitalised for more than 48 hours​

SAFEGUARD Get access to additional benefits like – annual increase in coverage based on inflation rate, Coverage for non-payable items (as per list 1 of annexure 1 only), and protection of Booster+ benefit from small claims up to INR 50,000)

Exclusions

Arrow Arrow

Permanent Exclusions

+ -
  • Any Pre Existing diseases will be covered after a waiting period of 36 months in Platinum+ and Titanium+ variant, and 48 months in Bronze+ variant.
  • Expenses related to the treatment of any Illness within 30 days from the first Policy commencement date shall be excluded except claims arising due to an Accident
  • Expenses related to the treatment of the listed conditions, surgeries/treatments shall be excluded until the expiry of 24 months of continuous coverage
  • Investigation & Evaluation
  • Rest Cure, rehabilitation and respite care
  • Cosmetic or plastic Surgery
  • Hazardous or Adventure sports
  • Breach of law
  • Excluded Providers
  • Unproven Treatments
  • Conflict & Disaster
  • External Congenital Anomaly
  • Unrecognized Physician or Hospital
  • This is partial list of exclusions. For complete list of exclusions, please refer to the policy wording document.

Get the most value from ReAssure

Doctors Speak

Arrow Arrow

Live well with Niva Bupa

Check out what the doctors and the  experts have to say about your health and health insurance

Calculate Medical Expenses

Arrow Arrow
Financial Calculator Benefit

Painless renewals

Arrow Arrow

Assured plan renewal for life

Get up to 20% off on renewals for staying healthy

Get health check annually starting from Day 1

Assured policy renewal with no extra loading

Get 50% more coverage for every claim-free year; max up to 100%

Add personal accident cover.

Click here>>

Hassle-free one click renewal on app

Seamless renewal options.

Click here>>
Frequently Asked Questions

HOW CAN I BUY THIS POLICY?

WHAT IS HEALTH COACH AND HOW WOULD I BE ELIGIBLE FOR DISCOUNTS UNDER THIS BENEFIT?

IS THERE ANY TAX BENEFIT THAT ONE CAN AVAIL WHILE PURCHASING HEALTH INSURANCE?

IS A MEDICAL CHECKUP NECESSARY BEFORE BUYING A POLICY?

HOW CAN I BUY THIS POLICY? - +

There are various ways in which you can purchase this policy:

Online: On purchase of this plan online your policy will be generated almost instantly along with your policy kit and card. This is applicable for cases which do not require further underwriting or medical checkup.

Telephone: If you wish to know more about Niva Bupa’s Health Insurance Plans, please speak to our specially trained sales team or your local advisor. Call us on Phone 1860 500 8888 (Toll Free) between 9 am and 6 pm IST (Monday to Saturday) or click on ‘Click to arrange a call’ to buy the policy over the phone or to fix up an appointment.

Branch: Please visit our branch in your city. The complete list of branch locations is available in the Contact Us section of the website

The Niva Bupa Promise

Arrow Arrow
The Niva Bupa Promise

30 Minute cashless claims processing

Spend less time on paperwork and more with your family

Health network beyond hospitals

A strong network of 10000+ hospitals

No third-party agents! Direct claim settlement

No TPA involvement in processing your claim

Your everyday health partner

Arrow Arrow
Your Everyday Health Partner

Niva Bupa Health App

Track your health, manage your policy & renewals

Download App now>>

LIVE HEALTHY BENEFIT 

Get up to 30% renewal premium discount on number of steps taken

Download App Now >>

Document locker

Store & access all your medical records with a few taps

Login to Health App>>

HEALTH CHECK-UP

Avail health check-up for all insured members starting from Day 1

Hassle-free claims

Arrow Arrow
happyWomen
Get admitted

Visit us at one of our hospitals

Use your health card

Identify yourself with your NivaBupa health card

Get validated

After validation your request will be sent directly to us

We Review

No third party involved!

Claim Settled

In as less as 30 minutes!

Get a quote

Tell us a little about yourself and we’ll get you the right quote.

Find the right plan now>

Compare plans

Not sure if it’s the right plan for your family? Compare it with other similar plans.

Compare now>