....
/Yr....
/Yr{{userInputs.name}}'s Your {{userInputs.productTitle}}{{userInputs.productSecondTitle}} TM {{userInputs.selectedVariant.title}}
Discounted Premium
What you get
What you get
- ₹ {{getAmountInWords(userInputs.selectedSI)}} $ {{commaForTravelSI(userInputs.selectedSI)}}
- ₹ {{getAmountInWords(userInputs.productType == 'AccidentCare' ? userInputs.personalAccidentSumInsured : userInputs.criticalIllnessSumInsured)}}
....
- ₹ {{commaForPremium(userInputs.premiumDetails.premiumAfterTax)}}*
....
Please click here to see premium illustration
Modern Treatments
Get treatment coverage for surgeries like oral chemotherapy, deep-brain stimulation etc.
Live Healthy Benefit
Up to 30% discount on renewal premium basis steps taken
ReAssure+ Benefit
Pay as per entry age (till you claim) and ReAssure Forever (after your first claim)
Booster+ Benefit
Carry forward the unused sum insured up to 10 times of base cover
Cashless Facility
Get hassle-free cashless medical help at any of the network hospitals
Alternative treatment
Get cover for even Ayurvedic, Unani, Siddha and Homeopathic treatments
Know what’s covered under ReAssure Plan
Simply search for your queries regarding the ReAssure health insurance plan or check out the features listed below
Hospitalisation
IN-PATIENT CARE (HOSPITALISATION)
+ -Get medical coverage for hospitalisation for all insured members
HOSPITAL ACCOMMODATION
+ -Get coverage up to sum insured for room rent and ICU charges without any capping
PRE & POST HOSPITALISATION MEDICAL EXPENSES
+ -The policy will cover pre and post hospitalisation expenses as well. The period of the treatment covered is 60 days before you get admitted to the hospital and 180 days after you get discharged from the hospital.
DOMICILIARY HOSPITALISATION
+ -ORGAN TRANSPLANT
+ -Avail coverage for medical expenses incurred on the organ donor’s treatment as well
EMERGENCY AMBULANCE
+ -Get coverage for the ambulance expenses following an emergency to a hospital. These expenses are paid once the in-patient claims are approved
ALL DAY-CARE TREATMENT COVERED
+ -Your health insurance will cover a host of dental, ENT and other procedures
Standout Features
LOCK THE CLOCK
+ -Pay premiums as per your entry age (until you make a claim). (part of ReAssure+ Benefit)
LIVE HEALTHY BENEFIT
+ -Get up to 30% renewal premium discount on number of steps taken
BOOSTER+
+ -Carry forward the unused sum insured up to 10 times of base cover
HEALTH CHECK-UP
+ -Avail health check-up for all insured members starting from Day 1
TAX BENEFIT
+ -Save taxes on the premiums paid under section 80D of the income tax act
REASSURE FOREVER
+ -First claim paid triggers ReAssure “Forever”. It is unlimited. Each Claim under ReAssure “Forever” will be up to Sum Insured. (part of ReAssure+ and ReAssureX benefit)
Add-on Features
Optional Benefits: |
|
PERSONAL ACCIDENT COVER |
Get coverage depending on the base sum insured |
HOSPITAL CASH |
The add-on pays hospital cash for up to 30 days of hospitalisation if hospitalised for more than 48 hours |
SAFEGUARD | Get access to additional benefits like – annual increase in coverage based on inflation rate, Coverage for non-payable items (as per list 1 of annexure 1 only), and protection of Booster+ benefit from small claims up to INR 50,000) |
Exclusions
Permanent Exclusions
+ -- Any Pre Existing diseases will be covered after a waiting period of 36 months in Platinum+ and Titanium+ variant, and 48 months in Bronze+ variant.
- Expenses related to the treatment of any Illness within 30 days from the first Policy commencement date shall be excluded except claims arising due to an Accident
- Expenses related to the treatment of the listed conditions, surgeries/treatments shall be excluded until the expiry of 24 months of continuous coverage
- Investigation & Evaluation
- Rest Cure, rehabilitation and respite care
- Cosmetic or plastic Surgery
- Hazardous or Adventure sports
- Breach of law
- Excluded Providers
- Unproven Treatments
- Conflict & Disaster
- External Congenital Anomaly
- Unrecognized Physician or Hospital
- This is partial list of exclusions. For complete list of exclusions, please refer to the policy wording document.
Get the most value from ReAssure
Doctors Speak
Live well with Niva Bupa
Check out what the doctors and the experts have to say about your health and health insurance

03 February 2020
Niva Bupa Health Insurance
Picking the right health insurance for you
Choosing the right health insurance plan is not easy. Niva Bupa can help you in choosing the right health insurance policy in India based on your requirements.

21 January 2020
Niva Bupa Health Insurance
Everything you need to know about health insurance
It is important to have a comprehensive health insurance. Know all about the types of health insurance, it's benefits & understand how to make the best of your medical insurance policy.
Calculate Medical Expenses

Painless renewals
Assured plan renewal for life
Get up to 20% off on renewals for staying healthy
Get health check annually starting from Day 1
Assured policy renewal with no extra loading
Get 50% more coverage for every claim-free year; max up to 100%
Add personal accident cover.
Click here>>HOW CAN I BUY THIS POLICY?
WHAT IS HEALTH COACH AND HOW WOULD I BE ELIGIBLE FOR DISCOUNTS UNDER THIS BENEFIT?
IS THERE ANY TAX BENEFIT THAT ONE CAN AVAIL WHILE PURCHASING HEALTH INSURANCE?
IS A MEDICAL CHECKUP NECESSARY BEFORE BUYING A POLICY?
There are various ways in which you can purchase this policy:
Online: On purchase of this plan online your policy will be generated almost instantly along with your policy kit and card. This is applicable for cases which do not require further underwriting or medical checkup.
Telephone: If you wish to know more about Niva Bupa’s Health Insurance Plans, please speak to our specially trained sales team or your local advisor. Call us on Phone 1860 500 8888 (Toll Free) between 9 am and 6 pm IST (Monday to Saturday) or click on ‘Click to arrange a call’ to buy the policy over the phone or to fix up an appointment.
Branch: Please visit our branch in your city. The complete list of branch locations is available in the Contact Us section of the website
The Niva Bupa Promise
Your everyday health partner
Hassle-free claims
Get admitted
Visit us at one of our hospitals
Use your health card
Identify yourself with your NivaBupa health card
Get validated
After validation your request will be sent directly to us
We Review
No third party involved!
Claim Settled
In as less as 30 minutes!
Get a quote
Tell us a little about yourself and we’ll get you the right quote.
Compare plans
Not sure if it’s the right plan for your family? Compare it with other similar plans.
Download Resources
ReAssure 2.0 Brochure

Download the brochure to understand the health companion plan better
ReAssure 2.0 Policy
Wordings

Find out all you need to know about the plan here
ReAssure 2.0
Claim Form

Download the form to make a hassle-free claim
ReAssure 2.0
Application Form

Download the form to avail the services of any of our network hospitals