India's Seven Deadliest Diseases as of 2021

India is currently fighting COVID-19, one of the deadliest diseases ever witnessed in history. Given the rise in infections and exorbitant healthcare facilities, there is a dire need for an efficient health insurance policy

 

There is no denying that the need for appropriate healthcare to combat the highly infectious disease may cost you a fortune. For this, you must opt for the best healthcare insurance for you and your family, if you haven't already.

 

Coronavirus is not the only threat to humanity at present; according to a 2020 report by the WHO, heart diseases and strokes have accounted for most deaths globally, followed by respiratory illnesses. 

 

On that note, let's take a closer look at the seven deadliest diseases and the risks associated with them. 

 

Deadliest diseases and their risk factors

As a result of some lifestyle mistakes, people today are at risk of some major health ailments, often requiring special and expensive medical treatments that will only add to your financial stress. Understanding the importance of health insurance will let you safeguard yourself during such emergencies.

 

Following are some deadliest diseases that are a matter of concern today and pose a massive risk to people across the globe:

 

1. Cardiovascular diseases

Heart diseases and strokes have become the major cause of health concern in almost every nation today. Due to the lack of a well-balanced lifestyle including healthy eating and workouts, today's working class is facing a higher threat of cardiovascular diseases.

 

With Niva Bupa, you can attain the best of OPD treatments and pre- and post-hospitalisation expenses covered with zero hassles. 

 

Risks factors 

• Age 
• History of heart diseases in the family
• High blood pressure
• High sugar levels
• Stress
• Overweight

 

2. Respiratory illness

Chronic respiratory illness and lung infections have become equally worrisome today. The factors resulting in a surge in varied respiratory illnesses include the absence of daily exercise, rise in pollution, and smoking. 

 

As per a WHO report, respiratory infections rank as the fourth major cause of death and need a qualified health insurance benefits plan that will cover all your investments

 

Risk factors

• Lung infection
• Occupational asthma
• Lung cancer
• Genetic 
• Allergies
• Tobacco smoking

 

3. Type 2 diabetes mellitus

In Type 2 diabetes, the insulin present in the body fails to optimise well, resulting in too much blood sugar. High blood sugar levels impair the immune and cardiovascular systems that need special medical attention.

 

Having a health insurance policy will reduce the perils of you running around to arrange money for any last-minute emergency costs. 

 

Risk factors 

• Being overweight
• Family history
• Poor physical fitness
• Older age 
• Higher levels of BP

4. Malignant and non-malignant tumours

A malignant tumour is cancerous that requires some major treatment and hospitalisation. If left untreated, it can even get life-threatening.

 

A malignant tumour may require extensive treatment such as radiation, surgery, chemotherapy, expensive medications, etc. So, you must select a health insurance plan that covers the major expenses of these aggressive treatments and puts you at ease. 

 

Risk factors

• Cancerous
  
• Genetically transferred 
• Caused by pathogens
• Exposure to toxic and chemical particles

 

5. Alzheimer's disease

In 2019, Alzheimer's disease ranked as the seventh leading cause of death globally, as reported by the WHO. The report specifically mentioned that women have been mostly affected by it.

 

Alzheimer's disease occurs due to the slow death of the brain cells that intrude memory and the normal functioning of our daily lives.

 

The hospitalisation expenses for dementia differ according to the stage at which the person is. It may involve daily and year-long care for the patient that can strain your finances.

 

Risk factors

• Age
  
• Family history and genetics
• Deep head injuries
• Cholesterol
• High blood pressure 

 

6. Diarrhoeal disorders

Diarrhoeal disorders are the second leading cause of death in children due to bacterial infections and poor hygiene prevalent in many under-developed nations.

 

Severe episodes of diarrhea can lead to the loss of large amounts of fluid from the body, hence becoming life-threatening. 

 

Risk factors

• Poor hygiene and sanitation
• Malnourishment of children 
• Lack of safe drinking water
• Infections of varied nature 

 

7. COVID-19

The SARS CoV-2  has spread worldwide like wildfire and has deeply affected the health system of all.

 

With mild to moderate symptoms, COVID-19 requires medical attention that may result in a significant financial burden. A cashless health insurance plan can efficiently rescue you from recovering from this deadly virus.

 

With the Corona Kavach Family floater, Niva Bupa has designed a comprehensive plan to safeguard you and your family's well-being during the pandemic.

 

Risk Factors

• Age
• Underlying medical conditions
• Contact with infected people
• Transmission through air 
• Weakened immune system

 

 

Summing up 

The upsurge in these deadliest diseases in India has created havoc among people. However, with the advancements in technology and the availability of top-notch medical centers, you can assure the safety of your and your family's health and well-being without much distress.

 

It is equally important to follow a healthy eating routine and exercise your heart out to protect yourself from rampant viruses and bacteria haunting us today.

 

Aiming to provide you with a hassle-free and seamless experience in such situations, Niva Bupa offers you some best health insurance plans covering medical emergencies. Choose one that best suits your requirements and lead a worry-free life.