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Does Travel Insurance Cover Trip Cancellations?

1 March, 2024

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Trip Cancellations: Does Travel Insurance Cover Them?

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"The world is a book, and those who do not travel read only one page.” is a famous quote by Saint Augustine. This line nails the sentiment, showcasing the vast world with something new to offer wherever you go.

 

This opens up exciting new experiences, allowing people to break free from the monotony of a daily routine. But despite the excitement and anticipation for this unique experience, certain circumstances can result in a negative experience.

 

Whether it is losing checked-in baggage or having a trip cancelled, it can result in a significant financial loss. This is especially true because foreign travel is expensive, and you will have to bear the expenses on your own without appropriate protection. This blog will explore whether flight travel insurance covers trip cancellations. 

 

What is Travel Insurance?

Travel insurance is a type of insurance offering financial protection to travellers. This type of insurance provides cashless claims or reimbursement for covered losses the policyholder bears. This protection is provided through the offered coverages and might differ between insurance providers and plans.

 

Opting for international travel insurance offers financial protection and safeguards you from several risks. These risks typically emerge from travellers facing unexpected circumstances, such as losing checked-in baggage, missing a connecting flight, or getting into an accident.

 

Does Travel Insurance Cover Trip Cancellations?

Yes, with Niva Bupa, your insurance policy comes with flight trip cancellation insurance coverage. This coverage offers reimbursement for certain travel and accommodation expenses if you have to cancel your trip. It is, however, vital to note that there are certain conditions and exceptions to this coverage, and it should be kept in mind when looking to cancel your trip.

 

Besides trip cancellation, Niva Bupa offers trip delay and interruption coverages to protect you if your travel is delayed or interrupted in the middle. So, travel and plan confidently by opting for the right travel insurance for flights.

 

What are the steps to Buy Travel Insurance when travelling?

Buying travel insurance online with Niva Bupa is quite simple and intuitive. With just a few clicks, you, too, can safeguard your family’s well-being and financial security. 

 

  • Visit the Niva Bupa website and click on “Travel Insurance”.
  • Fill out the details requested in the portal, and choose whether you will go on a single trip or travel as a student.
  • Choose the country you will be travelling to from the dropdown menu, choose the date of departure and return and confirm with your phone number.
  • After filling out all these details, click “view plans.”
  • This will take you to a page where you can input the traveller’s details.
  • Once that is done, click “Next” and choose the right plan for your needs. Change the sum insured to the amount you want to insure your trip for and select any add-ons.
  • Click on “Next” after this and fill out the relevant information along with the medical declaration to purchase the plan of your choice.
  • Once the payment is complete, the policy will be emailed to you.

     

Conclusion

So whether your trip is delayed, interrupted or cancelled, fret not, as armed with one of the best travel insurance for trip cancellation from Niva Bupa, you can not only protect your financial security but also the well-being of your family. Whether it is facing expensive medical treatments or a lost passport, insurance is the best option to mitigate the impact of those risks.

 

 

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