GoActive
A digital health insurance plan that works beyond hospitalisation and helps you access cashless OPD and diagnostic services.
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Discounted Premium
What you get
What you get
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Day Care Treatments
Get coverage for procedures that don't need hospitalisation
Early age AdvantAGE
Start early and avail a 10% discount on premium
OPD Consultations
Stay worry-free as we cover up to 10 doctor consultations
Health Coach
Talk to a personal health coach daily and achieve your health goals painlessly
No Room Rent Cap
Up to single private room permissible for hospitalisation in this plan
Diagnostic tests
Easy diagnostic tests with home pick-up and delivery services
Know what’s covered under GoActive Health Insurance Plan
Search for diseases covered in the GoActive health insurance plan or check out all the policy features
Sorry, is not a part of
Although, is available in below product.
Available as an optional add-on
Hospitalisation
IN-PATIENT CARE (HOSPITALISATION)
+ -PRE & POST HOSPITALISATION MEDICAL EXPENSES
+ -HOSPITAL ACCOMMODATION
+ -DOMICILIARY HOSPITALISATION
+ -HEALTH CHECKUP / DIAGNOSTIC TESTS
+ -EMERGENCY AMBULANCE
+ -OPD CONSULTATION
+ -
Standout Features
REFILL BENEFIT
+ -Early Age AdvantAGE
+ -I-PROTECT (Optional)
+ -HEALTH COACH (Optional)
+ -ORGAN TRANSPLANT
+ -DIRECT CLAIM SETTLEMENT
+ -Add-on Features
| Optional Benefits: | ||
| Deductible | INR 25000/ 50000 / 1 lac / 2 lacs / 3 lacs / 5 lacs / 10 lacs | |
| I-Protect | Additional 10% of Base Sum Insured every policy year at renewal for policy lifetime. | |
| Health Coach | Personalised Health Coaching | |
| Personal Accident Cover | 25 lacs | 25 lacs/ 50 lac |
| - Accident Death | ||
| - Accident Permanent Total Disability | ||
| - Accident Permanent Partial Disability | ||
EXCLUSIONS
PERMANENT EXCLUSIONS
+ -- Ancillary hospital charges
- Hazardous activities
- Artificial life maintenance
- Behavioral, Neurodevelopmental and Neurodegenerative Disorders
- Circumcision
- AYUSH treatments, except inpatient treatments taken under Ayurveda, Unani, Sidha and Homeopathy
- Conflict & disaster
- External congenital anomaly
- Convalescence & rehabilitation
- Cosmetic and reconstructive surgery
- Dental/oral treatment
- Eyesight & optical services
- Experimental or unproven treatment
- HIV, AIDS, and related complex
- Hospitalization not justified
- Inconsistent, irrelevant or incidental diagnostic procedures
- Mental and psychiatric conditions
- Non-medical expenses
- Obesity and weight control programs
- Off- label drug or treatment
- Puberty and menopause-related disorders
- Reproductive medicine & other maternity expenses
- Robotic-assisted surgery, light amplification by stimulated emission of radiation (LASER) & light-based treatment
- Sexually transmitted infections & diseases
- Sleep disorders
- Substance-related and addictive disorders:
- Unlawful activity
- Treatment received outside India
- Unrecognized physician or hospital
- Generally, excluded expenses - Any costs or expenses specified in the list of expenses generally excluded at Annexure-II of the Policy Document.
PERMANENT EXCLUSIONS FOR ACCIDENT COVER (If Opted)
+ -- Permanent Exclusion for Personal Accident Cover (if opted).We shall not be liable to make any payment under any benefits under the Personal Accident Cover if the claim is attributable to, based on, arises out of, or is directly or indirectly connected to any of the following:
- Suicide or self-inflicted injury, whether the insured person is medically sane or insane.
- Treatment for any injury or illness resulting directly or indirectly from nuclear, radiological emissions, war or war-like situations (whether war is declared or not), rebellion (the act of armed resistance to an established government or leader), acts of terrorism.
- Service in the armed forces, or any police organization, of any country at war or at peace or service in any force of an international body or participation in any of the naval, military or air force operation during peacetime.
- Any change of profession after the inception of the policy which results in the enhancement of our risk, if not accepted and endorsed by us on the policy schedule.
- Committing an assault, a criminal offence or any breach of law with criminal intent.
- Taking or absorbing, accidentally or otherwise, any intoxicating liquor, drug, narcotic, medicine, sedative or poison, except as prescribed by a medical practitioner other than the policyholder or an insured person.
- Participation in aviation/marine including crew other than as a passenger in an aircraft/watercraft that is authorised by the relevant regulations to carry such passengers between established airports or ports.
- Engaging in or taking part in professional/adventure sports or any hazardous pursuits, such as speed contest or racing of any kind (other than on foot), bungee jumping, parasailing, ballooning, parachuting, skydiving, paragliding, hang gliding, mountain or rock climbing necessitating the use of guides or ropes, potholing, abseiling, deep sea diving using hard helmet and breathing apparatus, polo, snow, ice sports, hunting, etc.
- Body or mental infirmity or any disease except where such condition arises directly as a correspondence of an accident during the policy period. However, this exclusion is not applicable to claims made under the Permanent Partial Disability benefit.
Why choose GoActive?
Doctors Speak
Niva Bupa doctors are here to guide you
Check out our blog to find out what the doctors and experts have to say on health insurance and healthy living.
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Calculate Medical Expenses
Painless renewals
Assured plan renewal for life
Get up to 20% off on renewals for staying healthy
Get cashless health check annually
Assured policy renewal with no extra loading
HOW CAN I BUY THIS POLICY?
WHAT IS HEALTH COACH AND HOW WOULD I BE ELIGIBLE FOR DISCOUNTS UNDER THIS BENEFIT?
IS THERE ANY TAX BENEFIT THAT ONE CAN AVAIL WHILE PURCHASING HEALTH INSURANCE?
IS A MEDICAL CHECKUP NECESSARY BEFORE BUYING A POLICY?
MY WIFE AND CHILDREN ARE RESIDING AT CHANDIGARH WHILE I AM HERE IN DELHI. CAN I COVER ALL OF US IN ONE POLICY?
There are various ways in which you can purchase this policy:
Online: On purchase of this plan online your policy will be generated almost instantly along with your policy kit and card. This is applicable for cases which do not require further underwriting or medical checkup.
Telephone: If you wish to know more about Niva Bupa’s Health Insurance Plans, please speak to our specially trained sales team or your local advisor. Call us on Phone 1860 500 8888 (Toll Free) between 9 am and 6 pm IST (Monday to Saturday) or click on ‘Click to arrange a call’ to buy the policy over the phone or to fix up an appointment.
Branch: Please visit our branch in your city. The complete list of branch locations is available in the Contact Us section of the website
Get the most value from GoActive™
The Niva Bupa Promise
Your everyday health partner
Hassle-free claims
Get admitted
Visit us at one of our hospitals
Use your health card
Identify yourself with your NivaBupa health card
Get validated
After validation your request will be sent directly to us
We Review
No third party involved!
Claim Settled
In as less as 30 minutes!
How GoActive™ Works for you
Get a quote
Tell us a little about yourself and we’ll get you the right quote.
Download Resources
GoActive
Brochure
Download the brochure to understand the health companion plan better
GoActive Policy
Wordings
Find out all you need to know about the plan here
GoActive
Claim Form
Download the form to make a hassle-free claim
GoActive
Application Form
Download the form to avail the services of any of our network hospitals