Best Health Insurance Company in India

Does Health Insurance Cover Ambulance Charges?

4 December, 2023

8 Shares

327 Reads

health insurance ambulance cover

Share

Health plans are considered a saviour in tough times or in any medical emergency. Insurance coverage protects your hard-earned income from fading away by paying medical bills. Along with the coverage for hospitalisations, a medical policy also covers various additional medical expenses. To know about the additional benefits associated with the health plan, you must continue reading.

 

Understanding the Coverage Under a Health Plan

Health insurance is not a new thing anymore. It has helped many families fight even life-threatening diseases. It not only helps you financially but also gives you peace of mind with the wide coverage it offers. Let us understand the coverage offered by most of the insurers under a general health plan.

 

  • Hospitalisation Expenses: The main feature of any health plan is to cover hospitalisation bills. You can easily get cashless treatment at network hospitals, along with reimbursement facilities in non-network hospitals.
  • Pre-existing Illness: If you have any pre-existing illness or any medical history, it will get covered under a medical policy after the completion of the waiting period. The waiting period may range from 12 to 24 months.
  • Day Care Procedures: If your medical treatment does not involve hospitalisation, then you do not have to worry about it. Generally, a health policy covers the cost involved in daycare procedures, like cataract surgery, dialysis, etc.
  • Preventive Care: Most of the people are completely aware of the preventive health check-up covered under their policy. There is at least one health check-up per year provided by the insurer to the policyholder.

 

Ambulance Charges

Does health insurance cover ambulance fees? It is one of the most frequently asked questions of policyholders. However, the best health insurance policy cover is the benefit you get from a health plan. The coverage amount varies from insurer to insurer and the plan you choose.

 

You do not have to worry about health insurance ambulance cover as even if you choose a base health plan, you will be provided with the reimbursement facility for ambulance charges. Air ambulance insurance India is another facility you can avail of through your health plan. However, the reimbursement for the same is only applicable if certain conditions are met. In case your policy does not include health insurance ambulance cover only, then you can take it as an add-on at the time of policy renewal.

However, the frequency of using a health insurance ambulance cover varies with plans and insurers. Some insurers permit the claim once a year, and others might allow for twice or thrice a year.

 

By now, you might have got the answer to the question: is ambulance cover included in health insurance? As it is a medical expense, hence is covered under the insurance.

 

Peace of Mind with a Health Cover

If you are a policyholder or planning to buy one, you must be aware of the benefits it offers. Here are the most common benefits you get by being a policyholder of any health plan:

 

  • Cashless Treatment: Once you are enrolled under a medical plan, you are eligible to get cashless treatment at network hospitals. You just have to show your health ID at the time of admission to the hospital to avail of this facility.
  • Best Medical Treatment: Everyone wants to get treated by the best medical professionals. But as the cost of treatment at top hospitals is skyrocketing, it confronts you from seeking treatment. However, with a health plan in place, you can get the best medical facilities at reasonable prices.
  • ICU Charges: If the patient requires an ICU facility, then it can cost you an arm and a leg. But health insurance policies provide coverage for ICU charges. It can save from running out of funds during a medical emergency.
  • AYUSH Treatment: Gone are the days when treatments including Ayurveda, Unani, Siddha, and Homeopathy are not covered under a health plan. Now, you can easily seek treatment under AYUSH without worrying about the cost it involves.

 

Bottomline

In recent times, especially after COVID-19, people have become more careful about their well-being and hence started investing in medical policies for themselves and their loved ones. If you are among the ones wishing to opt for medical insurance, then you can choose Niva Bupa as your insurance partner. It has a high claim settlement ratio with an easy claim filing process. The insurer also offers a 24*7 service facility with health insurance ambulance cover for its policyholders. You can also visit its website to explore various plans and choose the one that suits your needs.

 

So, stop your search and gift your family the best health coverage by choosing Niva Bupa, one of the best health insurance company in India ! Ensure their well-being with comprehensive and reliable healthcare services

Start Your Insurance Today!

Secure your Health with comprehensive insurance plans from Niva Bupa

+91
Disclaimer infoBy clicking Start Now, you authorize Niva Bupa to Call/SMS/Whatsapp on your registered mobile overriding DNCR.

You may also like

Popular SearchesHealth InsuranceMedical Insurance Best Health Insurance PlansHealth Insurance PlansHealth Insurance PolicyBest Health Insurance PlansBest Family Health InsuranceBest Mediclaim PolicyBest Health Insurance In IndiaBest Medical Insurance In IndiaBest Health Insurance Plans In IndiaBest Health Insurance Policy In IndiaMediclaimBest Health Insurance For Senior Citizens In IndiaBest Health InsuranceHealth Insurance With Opd CoverMediclaim InsuranceMedical Insurance PlansBest Health Insurance Company in IndiaCritical Illness InsurancePersonal Accident InsuranceMediclaim PolicyIndividual Health InsurancePregnancy InsuranceMaternity Insurance | | Best Family Health Insurance plans in IndiaBest Health Insurance companyFamily Health InsuranceBest Health Insurance plans for Senior CitizensMediclaim Policy for Family

 

Health Insurance SchemesChief Ministers Comprehensive Health Insurance SchemeEmployee State Insurance SchemeSwasthya Sathi SchemePradhan Mantri Matru Vandana YojnaGovernment Health Insurance SchemeDr. YSR Aarogyasri SchemePradhan Mantri Suraksha Bima YojnaHealth Insurance DeductibleWest Bengal Health SchemeThird Party AdministratorRashtriya Swasthya Bima YojanaIn Patient Vs Out Patient HospitalizationMukhyamantri Chiranjeevi YojnaArogya Sanjeevani Health InsuranceCopay Health InsuranceCashless Health Insurance SchemeMukhyamantri Amrutum Yojna

 

Travel Insurance PlansTravel InsuranceInternational Travel InsuranceStudent Travel InsuranceTravel Insurance USATravel Insurance CanadaTravel Insurance ThailandTravel Insurance UKTravel Insurance GermanyTravel Insurance BaliTravel Insurance VietnamTravel Insurance DubaiTravel Insurance SingaporeSchengen Travel Insurance

 

Top Hospitals -  Best Hospitals in ChennaiTop Hospitals in DelhiBest Hospitals in GurgaonBest Hospitals in IndiaTop 10 Hospitals in IndiaBest Hospitals in HyderabadBest Hospitals in KolkataBest cancer hospitals in BangaloreBest cancer hospitals in HyderabadBest cancer hospitals in MumbaiBest cancer hospitals in IndiaTop 10 cancer hospitals in IndiaTop 10 cancer hospital in DelhiMulti Speciality Hospitals in MumbaiMulti Speciality Hospitals in ChennaiMulti Speciality Hospitals in HyderabadSuper Speciality Hospitals in DelhiBest Liver Hospitals in DelhiBest Liver Hospitals in IndiaBest Kidney Hospitals in IndiaBest Heart hospitals in BangaloreBest Heart hospitals in IndiaBest Heart hospitals in KolkataBest Heart hospitals in Delhi


OthersTop Up Health Insurance PolicyCorporate Health InsuranceHealth CardSection 80d of Income Tax ActAyushman BharatHealth Insurance PortabilityGoActive Family Floater PlanHealth Companion Family Floater PlanHealth Premia Family Floater PlanHealth Pulse Family Floater PlanHealth Recharge Family Floater PlanHeartbeat Family Floater PlanMoney Saver Family Floater PlanSaral Suraksha Bima Family Floater PlanSenior Citizen Family Floater PlanSuper Saver Family Floater PlanCorona Kavach Family Floater PlanHospital Cash InsuranceCashless Health InsuranceHealth Companion Price revision | Heartbeat Price revision | ReAssure Price revision 

 

COVID - OmicronCoronavirus Health InsuranceCovid XE VariantNorovirus

footer logo
Some image

www.nivabupa.com

Some image

+91 11 41743397

Some image

1860-500-8888

Some image

14th Floor, Capital Cyberscape, Sector 59, Gurgaon

  • Insurance is a subject matter of solicitation. Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) (IRDAI Registration Number 145, Category:Health), 'Bupa' and 'HEARTBEAT' logo are registered trademarks of their respective owners and are being used by Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) under license. CIN: U66000DL2008PLC182918
  • 1 Niva Bupa processes pre-authorisation requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Niva Bupa’s satisfaction. The above commitment does not include pre-authorisation settlement at the time of discharge or system outage.
  • 2 Since Inception refers to claim data from 2010 till December 2023.
  • 3 ReAssure 2.0 Premium: The premium is including taxes and for Bronze Variant, for a 25-year-old individual living in Delhi.
  • 4 Aspire Premium: The premium is including taxes and for Gold+ Variant, for a 25-year-old individual living in Delhi.
  • 5 Senior First Premium: The premium is including taxes and for Gold Variant, for a 65-year-old individual living in Delhi.
  • 6 Health Premia Premium: The premium is including taxes and for Silver Variant, for a 25-year-old individual living in Delhi.
  • 7 SmartHealth + Disease Management Premium: The premium is including taxes and for Disease Management Gold Variant rider when bought with ReAssure 2.0 Bronze variant with Base Sum Insured of 5 lacs, for a 25-year-old individual living in Delhi.
  • Beware of spurious / fraud phone calls! Do not share your confidential information like Debit / credit card number, Internet Banking User ID/Password, Pin, CVV, OTP, etc. with anyone. Avoid clicking on attachments / payment link received in mails / message from unknown sources. IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment or premium. Public receiving such phone calls are requested to lodge a police complaint. Do not respond to unsolicited and attractive offers received through unidentified calls, emails, SMSs, and other social media platforms. Beware of misleading telephone calls from people posing as Niva Bupa officials, agents, IRDAI Officials, Officials from ECI (Office of the Executive Council of Insurers) etc. and offering alluring benefits or sharing false information on your policy or on Niva Bupa. Niva Bupa shall not be responsible for any loss or damages whatsoever for any acts or omissions arising out of such spurious calls, and all customers are advised to contact our customer care at 1860-500-8888 and verify any representations or promises made by any such spurious callers before acting upon the same.
Social IconSocial IconSocial IconSocial IconSocial Icon