List of Day Care Operations and Treatments that are Covered by Health Insurance

The health industry has evolved rapidly in this competitive world where people constantly look for instant solutions. Unlike traditional health insurance policies that cover expenses for treatments only during hospitalisation, day care operations are crucial in addressing a wide range of medical conditions and ensuring timely patient interventions.

Day care operations and treatments refer to surgeries or treatments that do not require hospitalisation of at least 24 hours. From minor procedures to specialised therapies, these outpatient services offer convenience, efficiency, and significant cost savings compared to traditional hospital stays. Day care procedures encompass various medical services, including diagnostic procedures, minor surgeries, therapeutic interventions, and preventive screenings.

Treatments Included in Day Care Procedures

Generally, all health insurance policy that offer day care treatment. The list of day care procedures keeps on changing from one insurer to another. Here are a few standard day care treatment lists:

Benefits of Including Day Care Treatment in Health Insurance

Including day care treatment in the best health insurance plan offers numerous benefits for insurers and policyholders. Let's get a closer look into how it can help promote overall well-being.

Comprehensive Coverage

With day care operations, insurers can offer comprehensive coverage that addresses various medical needs. From minor procedures to specialised therapies, the treatment encompasses diverse interventions essential for maintaining optimal health and managing various health conditions.

Cost Savings

Day care treatments are often more cost-effective than traditional hospital stays, resulting in significant cost savings for insurers and policyholders. By providing coverage for outpatient procedures, insurers can help reduce healthcare expenses while ensuring that policyholders receive high-quality care at a lower cost.

Tax Benefits

The plan also offers supplementary tax advantages. The policyholder can obtain tax benefits by paying premiums for their health policy, qualifying for deductions under Section 80D of the Income Tax Act, 1961.

Improved Patient Experience

Day care treatments offer a more patient-centred approach to healthcare, allowing individuals to undergo medical procedures in comfortable and familiar settings. By avoiding hospitalisation, patients can experience less disruption to their daily lives and a more positive overall healthcare experience.

Flexibility and Choice

Including day care treatment coverage in health insurance plans gives policyholders greater flexibility and choice when selecting healthcare providers and treatment options. This empowers individuals to make informed decisions about their healthcare needs and access the services that best meet their preferences and requirements.

In a Nutshell

There are numerous benefits to including day care treatment in your health insurance policy. Policyholders cover different day care treatment lists and offer varied benefits and premium amounts. Thus, before buying any policy, you should check all the treatments covered under it. The policyholder should go through the fine print of health insurance documents and get the queries resolved as soon as possible. 

Niva Bupa is a reliable and best health insurance company that provides comprehensive health insurance coverage. We offer customised solutions while keeping in mind the affordability and flexibility of the policyholder. Get in touch with us to learn details of operations and treatments covered under the day care health insurance.