Early Advantage with Health Insurance
6 February, 2023
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The following stats prove how important Health insurance is for young professionals:
- Lifestyle disease caused 6 million deaths in India in 2016
- Medical inflation at the moment is between 15 to 20%
- One in three people above the age of 30 suffers from a lifestyle disease
Medical Emergency Does Not See The Past, Present Or Future
The point is that you’ll never know when you face a medical emergency. All you can do is to prepare for it. The sooner, the better. One great way of protecting yourself is to opt for a health insurance at a young age.
Here Are 5 Reasons Why You Need To Start Early:
Axe The Tax
You can enjoy tax relief as health insurance is covered under Section 80D of the Income Tax Act. That means you start saving early and smartly in the long-term.
Speaking of long-term, Niva Bupa’s GoActive plan has a special feature – Advantage.
It offers you a lifetime discount of 10% on your Base Premium amount if you buy the product at or before 35 years of age. Sounds like one big advantage for you. Hurry and get started with your GoActive plan today.
Start Low And Steady
The sooner you take a health insurance the lesser will be your premium. This means you’ll also end up with more health coverage while saving on your pocket. It’s a win-win situation.
Age Is Bar
Health insurance companies are quite stringent about age and usually do not offer benefits to individuals who start late or have crossed a certain age limit.
Younger Means More Bonus
The sooner you start, the greater will be your cumulative bonus if you don’t claim any health cover. Well. it looks highly unlikely if you are younger and keep yourself fit.
Pre-Existing Conditions
Want to start late? Then end up paying not only more premium but face exclusions when it comes to pre-existing illnesses. This means you’ll end up with no coverage for certain diseases even with a health insurance. It’s a double whammy.
Secure your Health with comprehensive insurance plans from Niva Bupa
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www.nivabupa.com
+91 11 41743397
1860-500-8888
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- Insurance is a subject matter of solicitation. Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) (IRDAI Registration Number 145, Category:Health), 'Bupa' and 'HEARTBEAT' logo are registered trademarks of their respective owners and are being used by Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) under license. CIN: U66000DL2008PLC182918
- 1 Niva Bupa processes pre-authorisation requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Niva Bupa’s satisfaction. The above commitment does not include pre-authorisation settlement at the time of discharge or system outage.
- 2 Since Inception refers to claim data from 2010 till December 2023.
- 3 ReAssure 2.0 Premium: The premium is including taxes and for Bronze Variant, for a 25-year-old individual living in Delhi.
- 4 Aspire Premium: The premium is including taxes and for Gold+ Variant, for a 25-year-old individual living in Delhi.
- 5 Senior First Premium: The premium is including taxes and for Gold Variant, for a 65-year-old individual living in Delhi.
- 6 Health Premia Premium: The premium is including taxes and for Silver Variant, for a 25-year-old individual living in Delhi.
- 7 SmartHealth + Disease Management Premium: The premium is including taxes and for Disease Management Gold Variant rider when bought with ReAssure 2.0 Bronze variant with Base Sum Insured of 5 lacs, for a 25-year-old individual living in Delhi.
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