Why Do Patients with Hypertension Need Health Insurance?
3 April, 2021
0 Shares
328 Reads
Share
Hypertension is among the most common lifestyle afflictions in today's fast-paced and stressful lives. It can affect anyone irrespective of age group, and what's most lethal is that it gives rise to other severe health conditions as well. It's caused when high blood pressure affects proper kidney function. If not taken care off on time, it can deteriorate and lead to heart problems as well. In order to properly manage hypertension and other disorders that may stem from it, timely treatment and diagnosis is crucial. Due to the hectic and sedentary life of today, high blood pressure is increasingly becoming common. It is one of the causes of stress. Benefits of health insurance for hypertension patients cannot be overstated.
With increasing medical costs, health insurance is the safest bet. A comprehensive and affordable health insurance plan covers hospitalization expenses, medication costs, as well as doctor’s bill. Anything that reduces your woes goes a long way in making you feel de-stressed.
Why hypertension Patients Need Health Insurance?
Here are two main reasons highlighting importance of health insurance for hypertension patients: -
- Medical costs are soaring rapidly and getting quality healthcare facilities without a health insurance plan is getting quite difficult.
- Stress worsens a lot of diseases and those who suffer from hypertension should try to minimize stress levels. Anxiety, worry and uncertainty regarding anything adds to stress levels. In the absence of health insurance, the worry about high medical expenditure will only increase the stress level.
What to Consider Before Buying Health Insurance?
Proper Timing :
Life's full of unpredictability and drastic changes. So, planning and preparing for the worst in advance is better than lamenting when the unforeseen happens. Don't delay buying a health insurance policy, or think it to be an unnecessary expenditure. It's actually a crucial safeguard. There's simply no alternative to buying an affordable health insurance policy on time, and not waiting for any unfavourable situation to arise.
Premium:
Premiums vary based on multiple factors, including policy duration and the coverage amount. Just like while venturing into something new, health insurance also has a beginner's advantage. If you start early, the premium amount would be lower.
Waiting Period:
Hypertension health insurance comes with a waiting period of 36 months. This further underlines the importance of buying it on time before you may require hospitalization.
Types of Hypertension
There are generally two types of hypertension. One that's not triggered by any other condition is known as primary hypertension. While the one whose main cause is some other health condition, is called secondary hypertension.
Primary Hypertension:
It affects hormonal activity and blood plasma volume that regulates blood pressure. Stress and lack of physical exertion is often the main reason for primary hypertension.
Secondary Hypertension:
Existing medical conditions like kidney disorder, obesity, diabetes etc. trigger secondary hypertension.
How to Control High Blood Pressure and Stress?
- Eating a balanced diet rich in antioxidants keeps the body healthy. Processed food and excess of carbohydrates should also be avoided.
- Reducing sodium intake. If you eat too much salty food, cut it down.
- Exercise keeps the body fit and regulates the blood flow. Even simple everyday exercises like jogging and brisk walking help a lot in reducing stress.
- Monitor blood pressure regularly and go for routine health check-ups.
- Being overweight and obese also increases the chances of being stressed. Cut down the flab and watch your weight to keep blood pressure in check and lead a de-stressed life.
Effects of Hypertension on Health
- High blood pressure leads to rupture of small blood vessels and disrupts the blood supply to the kidneys. This hampers vital kidney functions like hormonal regulation and managing body fluids. Very high blood pressure can cause total kidney failure.
- High blood pressure also makes the person more susceptible to brain haemorrhage. It also leads to other disorders like dementia.
- Due to high blood pressure, walls surrounding the blood vessels tend to get rigid. This makes them weak over time and may even cause damage.
Conclusion:
Hypertension is a common lifestyle disease today owing to multiple factors: sedentary lifestyles, eating junk foods, obesity, and excess intake of salty food and carbohydrates. High blood pressure and stress are the main reasons for hypertension and it can be lowered by eating a balanced diet, regular exercise and managing weight. If not controlled timely, hypertension leads to lethal diseases like kidney failure, brain haemorrhage, stroke and even heart attack.
Hypertension patients should remain as stress-free as possible. This is where health insurance comes in handy. It not only assures quality healthcare and saves money, but also reduces the future uncertainty and needless anxiety about medical bills. As is said, life’s too short to spend worrying. Buy the best health insurance plan, eat right food, ensure that you get proper exercise and reduce stress.
Secure your Health with comprehensive insurance plans from Niva Bupa
Popular Searches - Health Insurance | Medical Insurance | Best Health Insurance Plans | Health Insurance Plans | Health Insurance Policy | Best Health Insurance Plans | Best Family Health Insurance | Best Mediclaim Policy | Best Health Insurance In India | Best Medical Insurance In India | Best Health Insurance Plans In India | Best Health Insurance Policy In India | Mediclaim | Best Health Insurance For Senior Citizens In India | Best Health Insurance | Health Insurance With Opd Cover | Mediclaim Insurance | Medical Insurance Plans | Best Health Insurance Company in India | Critical Illness Insurance | Personal Accident Insurance | Mediclaim Policy | Individual Health Insurance | Pregnancy Insurance | Maternity Insurance | | Best Family Health Insurance plans in India | Best Health Insurance company | Family Health Insurance | Best Health Insurance plans for Senior Citizens | Mediclaim Policy for Family
Health Insurance Schemes - Chief Ministers Comprehensive Health Insurance Scheme | Employee State Insurance Scheme | Swasthya Sathi Scheme | Pradhan Mantri Matru Vandana Yojna | Government Health Insurance Scheme | Dr. YSR Aarogyasri Scheme | Pradhan Mantri Suraksha Bima Yojna | Health Insurance Deductible | West Bengal Health Scheme | Third Party Administrator | Rashtriya Swasthya Bima Yojana | In Patient Vs Out Patient Hospitalization | Mukhyamantri Chiranjeevi Yojna | Arogya Sanjeevani Health Insurance | Copay Health Insurance | Cashless Health Insurance Scheme | Mukhyamantri Amrutum Yojna
Travel Insurance Plans - Travel Insurance | International Travel Insurance | Student Travel Insurance | Travel Insurance USA | Travel Insurance Canada | Travel Insurance Thailand | Travel Insurance UK | Travel Insurance Germany | Travel Insurance Bali | Travel Insurance Vietnam | Travel Insurance Dubai | Travel Insurance Singapore | Schengen Travel Insurance
Top Hospitals - Best Hospitals in Chennai | Top Hospitals in Delhi | Best Hospitals in Gurgaon | Best Hospitals in India | Top 10 Hospitals in India | Best Hospitals in Hyderabad | Best Hospitals in Kolkata | Best cancer hospitals in Bangalore | Best cancer hospitals in Hyderabad | Best cancer hospitals in Mumbai | Best cancer hospitals in India | Top 10 cancer hospitals in India | Top 10 cancer hospital in Delhi | Multi Speciality Hospitals in Mumbai | Multi Speciality Hospitals in Chennai | Multi Speciality Hospitals in Hyderabad | Super Speciality Hospitals in Delhi | Best Liver Hospitals in Delhi | Best Liver Hospitals in India | Best Kidney Hospitals in India | Best Heart hospitals in Bangalore | Best Heart hospitals in India | Best Heart hospitals in Kolkata | Best Heart hospitals in Delhi
Others - Top Up Health Insurance Policy | Corporate Health Insurance | Health Card | Section 80d of Income Tax Act | Ayushman Bharat | Health Insurance Portability | GoActive Family Floater Plan | Health Companion Family Floater Plan | Health Premia Family Floater Plan | Health Pulse Family Floater Plan | Health Recharge Family Floater Plan | Heartbeat Family Floater Plan | Money Saver Family Floater Plan | Saral Suraksha Bima Family Floater Plan | Senior Citizen Family Floater Plan | Super Saver Family Floater Plan | Corona Kavach Family Floater Plan | Hospital Cash Insurance | Cashless Health Insurance | Health Companion Price revision | Heartbeat Price revision | ReAssure Price revision
COVID - Omicron | Coronavirus Health Insurance | Covid XE Variant | Norovirus
www.nivabupa.com
+91 11 41743397
1860-500-8888
14th Floor, Capital Cyberscape, Sector 59, Gurgaon
- Insurance is a subject matter of solicitation. Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) (IRDAI Registration Number 145, Category:Health), 'Bupa' and 'HEARTBEAT' logo are registered trademarks of their respective owners and are being used by Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) under license. CIN: U66000DL2008PLC182918
- 1 Niva Bupa processes pre-authorisation requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Niva Bupa’s satisfaction. The above commitment does not include pre-authorisation settlement at the time of discharge or system outage.
- 2 Since Inception refers to claim data from 2010 till December 2023.
- 3 ReAssure 2.0 Premium: The premium is including taxes and for Bronze Variant, for a 25-year-old individual living in Delhi.
- 4 Aspire Premium: The premium is including taxes and for Gold+ Variant, for a 25-year-old individual living in Delhi.
- 5 Senior First Premium: The premium is including taxes and for Gold Variant, for a 65-year-old individual living in Delhi.
- 6 Health Premia Premium: The premium is including taxes and for Silver Variant, for a 25-year-old individual living in Delhi.
- 7 SmartHealth + Disease Management Premium: The premium is including taxes and for Disease Management Gold Variant rider when bought with ReAssure 2.0 Bronze variant with Base Sum Insured of 5 lacs, for a 25-year-old individual living in Delhi.
- Beware of spurious / fraud phone calls! Do not share your confidential information like Debit / credit card number, Internet Banking User ID/Password, Pin, CVV, OTP, etc. with anyone. Avoid clicking on attachments / payment link received in mails / message from unknown sources. IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment or premium. Public receiving such phone calls are requested to lodge a police complaint. Do not respond to unsolicited and attractive offers received through unidentified calls, emails, SMSs, and other social media platforms. Beware of misleading telephone calls from people posing as Niva Bupa officials, agents, IRDAI Officials, Officials from ECI (Office of the Executive Council of Insurers) etc. and offering alluring benefits or sharing false information on your policy or on Niva Bupa. Niva Bupa shall not be responsible for any loss or damages whatsoever for any acts or omissions arising out of such spurious calls, and all customers are advised to contact our customer care at 1860-500-8888 and verify any representations or promises made by any such spurious callers before acting upon the same.