Best Health Insurance Company in India

Why Must Women Have a Separate Health Insurance Policy?

25 May, 2023

0 Shares

343 Reads

Health Insurance Plan for Women

Share

Women health insurance is a kind of health care coverage inclusion strategy planned explicitly for ladies. Women go through more pressure than men consistently. They need to work both at the workplace and at home - dealing with children, servants, colleagues and more. Because of the new COVID-19 pandemic, women are working harder than usual.

 

These days, women health insurance plans likewise cover costs connected with COVID-19 treatment.

 

Remembering these elements, numerous healthcare coverage organizations have designed women-driven healthcare coverage inclusion strategies.

 

9 Reasons Why Every Woman Should Have a Separate Health Insurance Coverage

 

1. Gynecological problems

Health insurance tailored for women is more likely to address all health issues associated with a woman's reproductive system. These include chronic diseases and symptoms such as uterine fibroids, polycystic ovary syndrome (PCOS), endometriosis, and pelvic inflammatory disease.

 

2. Serious illness coverage

Unfortunately, women are more prone to more serious illnesses than men - including cardiovascular disease, breast cancer, osteoporosis, heart disease, anemia, and arthritis. This can be due to various factors, including genetics and a sedentary lifestyle.

 

However, this can lead to higher medical costs, so women need serious illness insurance that can help them when they need them. 

 

3. Cancer treatment

The most common type of cancer in women is breast cancer, followed by cervical cancer, ovarian cancer, lung cancer, and stomach cancer. One in 28 Indian women can develop breast cancer at some point. Given this prevalence and the fact that women have a high survival rate when detected and treated early, it is essential to ensure that health insurance covers the disease and its treatment. 

 

4. Diabetes coverage

The number of cases of diabetes is increasing in women. A common reason is gestational diabetes. This can occur during pregnancy, even in women who have never had diabetes. Blood sugar levels usually normalize after the baby is born, but increase the risk for women who develop type 2 diabetes later in life. Gestational diabetes affects at least 2% to 10% of pregnancies, and this number increases only when a woman decides to have a child in later years. Therefore, it is important to ensure that your health insurance covers diabetes. 

 

5. Increased heart disease

Women today are living a stressful life. This means that you are at a higher risk of heart disease than men. Three in five women over 35 (about 69% of homemakers and 67% of working women) are at risk for cardiovascular disease. Therefore, it is essential to get a health insurance plan that covers these issues when you are young and healthy and keeps your premiums low.

 

6. Hypertension

Hypertension is another issue that's regularly neglected in ladies. Hypertension and high blood pressure have contributed to the passing of about 1.5 million each year in South Asia. And in India, it is assessed that 20-40% of individuals in urban ranges endure hypertension, which can lead to several other complications, particularly amid pregnancy. 

 

7. Mental Well-being Coverage

Women are more inclined to several mental issues like misery due to the increment of push and uneasiness in their lives. While the IRDAI has instructed that all restorative protection plans cover the treatment of mental sicknesses, it is important to explore protections that give good coverage for the same. Most mental health covers will see after expenses once you have to be hospitalized. As it were, some safeguards cover costs for out-patient care like consultations.

 

8. Maternity Coverage

Pregnancy and parenthood come with overwhelming restorative costs with the rising fetches of healthcare. For the most part, maternity benefits are advertised as an add-on cover in a person or family's well-being protections. It covers everything from conveyance costs to pregnancy-related complications and healing center expenses. Thus, every woman who plans to have children in the future must guarantee that she has this insurance, which will cover all your required costs. Try to decide on an approach that moreover covers extras like infertility treatment or restorative essential terminations. 

 

9. Infant Child Expenses

Another vital calculation to be beyond any doubt is that well-being insurance can cover a woman's infant child (more often than not up to the primary 90 days), which can be an incredible boon in cases of therapeutic complications or congenital disabilities. Usually typically included as a portion of a maternity cover, so be beyond any doubt to check to select an approach that incorporates this.

 

Conclusion

It is critical for women to prioritize and care for their health. Dealing with these concerns without health insurance can cause financial stress and deplete your finances. As a result, it's critical that you find a health insurance plan that addresses your individual medical issues. It will then assist you in obtaining financial assistance in times of need.

 

For more articles and information, you can visit our Niva Bupa website https://www.nivabupa.com/health-insurance-plans.html

 

 

 

 

Start Your Insurance Today!

Secure your Health with comprehensive insurance plans from Niva Bupa

+91
Disclaimer infoBy clicking Start Now, you authorize Niva Bupa to Call/SMS/Whatsapp on your registered mobile overriding DNCR.

You may also like

Popular SearchesHealth InsuranceMedical Insurance Best Health Insurance PlansHealth Insurance PlansHealth Insurance PolicyBest Health Insurance PlansBest Family Health InsuranceBest Mediclaim PolicyBest Health Insurance In IndiaBest Medical Insurance In IndiaBest Health Insurance Plans In IndiaBest Health Insurance Policy In IndiaMediclaimBest Health Insurance For Senior Citizens In IndiaBest Health InsuranceHealth Insurance With Opd CoverMediclaim InsuranceMedical Insurance PlansBest Health Insurance Company in IndiaCritical Illness InsurancePersonal Accident InsuranceMediclaim PolicyIndividual Health InsurancePregnancy InsuranceMaternity Insurance | | Best Family Health Insurance plans in IndiaBest Health Insurance companyFamily Health InsuranceBest Health Insurance plans for Senior CitizensMediclaim Policy for Family

 

Health Insurance SchemesChief Ministers Comprehensive Health Insurance SchemeEmployee State Insurance SchemeSwasthya Sathi SchemePradhan Mantri Matru Vandana YojnaGovernment Health Insurance SchemeDr. YSR Aarogyasri SchemePradhan Mantri Suraksha Bima YojnaHealth Insurance DeductibleWest Bengal Health SchemeThird Party AdministratorRashtriya Swasthya Bima YojanaIn Patient Vs Out Patient HospitalizationMukhyamantri Chiranjeevi YojnaArogya Sanjeevani Health InsuranceCopay Health InsuranceCashless Health Insurance SchemeMukhyamantri Amrutum Yojna

 

Travel Insurance PlansTravel InsuranceInternational Travel InsuranceStudent Travel InsuranceTravel Insurance USATravel Insurance CanadaTravel Insurance ThailandTravel Insurance UKTravel Insurance GermanyTravel Insurance BaliTravel Insurance VietnamTravel Insurance DubaiTravel Insurance SingaporeSchengen Travel Insurance

 

Top Hospitals -  Best Hospitals in ChennaiTop Hospitals in DelhiBest Hospitals in GurgaonBest Hospitals in IndiaTop 10 Hospitals in IndiaBest Hospitals in HyderabadBest Hospitals in KolkataBest cancer hospitals in BangaloreBest cancer hospitals in HyderabadBest cancer hospitals in MumbaiBest cancer hospitals in IndiaTop 10 cancer hospitals in IndiaTop 10 cancer hospital in DelhiMulti Speciality Hospitals in MumbaiMulti Speciality Hospitals in ChennaiMulti Speciality Hospitals in HyderabadSuper Speciality Hospitals in DelhiBest Liver Hospitals in DelhiBest Liver Hospitals in IndiaBest Kidney Hospitals in IndiaBest Heart hospitals in BangaloreBest Heart hospitals in IndiaBest Heart hospitals in KolkataBest Heart hospitals in Delhi


OthersTop Up Health Insurance PolicyCorporate Health InsuranceHealth CardSection 80d of Income Tax ActAyushman BharatHealth Insurance PortabilityGoActive Family Floater PlanHealth Companion Family Floater PlanHealth Premia Family Floater PlanHealth Pulse Family Floater PlanHealth Recharge Family Floater PlanHeartbeat Family Floater PlanMoney Saver Family Floater PlanSaral Suraksha Bima Family Floater PlanSenior Citizen Family Floater PlanSuper Saver Family Floater PlanCorona Kavach Family Floater PlanHospital Cash InsuranceCashless Health InsuranceHealth Companion Price revision | Heartbeat Price revision | ReAssure Price revision 

 

COVID - OmicronCoronavirus Health InsuranceCovid XE VariantNorovirus

footer logo
Some image

www.nivabupa.com

Some image

+91 11 41743397

Some image

1860-500-8888

Some image

14th Floor, Capital Cyberscape, Sector 59, Gurgaon

  • Insurance is a subject matter of solicitation. Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) (IRDAI Registration Number 145, Category:Health), 'Bupa' and 'HEARTBEAT' logo are registered trademarks of their respective owners and are being used by Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) under license. CIN: U66000DL2008PLC182918
  • 1 Niva Bupa processes pre-authorisation requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Niva Bupa’s satisfaction. The above commitment does not include pre-authorisation settlement at the time of discharge or system outage.
  • 2 Since Inception refers to claim data from 2010 till December 2023.
  • 3 ReAssure 2.0 Premium: The premium is including taxes and for Bronze Variant, for a 25-year-old individual living in Delhi.
  • 4 Aspire Premium: The premium is including taxes and for Gold+ Variant, for a 25-year-old individual living in Delhi.
  • 5 Senior First Premium: The premium is including taxes and for Gold Variant, for a 65-year-old individual living in Delhi.
  • 6 Health Premia Premium: The premium is including taxes and for Silver Variant, for a 25-year-old individual living in Delhi.
  • 7 SmartHealth + Disease Management Premium: The premium is including taxes and for Disease Management Gold Variant rider when bought with ReAssure 2.0 Bronze variant with Base Sum Insured of 5 lacs, for a 25-year-old individual living in Delhi.
  • Beware of spurious / fraud phone calls! Do not share your confidential information like Debit / credit card number, Internet Banking User ID/Password, Pin, CVV, OTP, etc. with anyone. Avoid clicking on attachments / payment link received in mails / message from unknown sources. IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment or premium. Public receiving such phone calls are requested to lodge a police complaint. Do not respond to unsolicited and attractive offers received through unidentified calls, emails, SMSs, and other social media platforms. Beware of misleading telephone calls from people posing as Niva Bupa officials, agents, IRDAI Officials, Officials from ECI (Office of the Executive Council of Insurers) etc. and offering alluring benefits or sharing false information on your policy or on Niva Bupa. Niva Bupa shall not be responsible for any loss or damages whatsoever for any acts or omissions arising out of such spurious calls, and all customers are advised to contact our customer care at 1860-500-8888 and verify any representations or promises made by any such spurious callers before acting upon the same.
Social IconSocial IconSocial IconSocial IconSocial Icon