Best Health Insurance Company in India

Why You Should Buy a Health Insurance Plan

19 April, 2023

0 Shares

259 Reads

Health Insurance Plan

Share

It is rightly said that health is like money; we only have a true idea of its value once we lose it. Hence, you should look out for the best health insurance policy that ensures the fulfilment of all your healthcare needs. This blog will discuss reasons why you need to buy healthcare insurance.

 

What Is a Health Plan

Healthcare insurance policy grants you the provision of having your medical expenses reimbursed or directly paid in case of a medical emergency. From hospitalisation to other miscellaneous expenses, they are all covered under a health policy. In exchange for medical coverage, the policy buyers are required to pay premiums. The premium payments depend on factors like age, sum insured amount, medical history, etc. and can be estimated using an online health insurance calculator.

 

Why Do You Need Health Insurance?

In today's world of rising prices, it's common to second guess whether you need medical insurance or not. However, buying a health policy at the right time can protect you from the common phenomenon of medical inflation. And that's just one of the benefits of having a health policy. With that being said, let's break down other reasons why you should buy the best health insurance plan:

 

Financial Security

Your future savings will likely be gravely affected if a medical emergency occurs. You might have to find different sources to pay your medical bills. To avoid such a situation, having medical insurance is a necessity. It helps you live in peace, knowing that the insurance will assist you in your time of need.

 

Pre and Post Hospitalisation Bills

The number of expenses that need to be paid in case of a medical emergency is endless and cannot be anticipated beforehand. Medical insurance covers your hospitalisation expenses and provides coverage for the pre and post-hospitalisation charges. This includes ambulance services, regular health checkups, and more.

 

Add-ons to the Existing Plans

Another significant benefit of medical insurance is that at any given time, you can include add-ons like maternity benefits, room rent waiver services, critical illness riders, etc. Add-ons make your insurance up-to-date according to your healthcare needs.

 

Critical Illness Coverage

You can also choose to have critical illness insurance under any health plan. Critical illness cover proves to be one of the most beneficial features of a health policy as it ensures coverage against diseases that can be life-threatening and require you to get multiple checkups and treatments. So while choosing a premium health care policy for yourself with the help of a health insurance calculator, you can always opt for critical illness coverage.

 

Tax Benefits

Not only coverage of your expenses, health plans also include tax benefits. The premium amount paid under your healthcare insurance is tax deductible under Section 80D of the Indian Income Tax Act.

 

Safety of Dear Ones and Yourself

This reason is self-explanatory, given how precious human life is. With changing times and new calamities every day, having medical insurance guarantees the well-being of yourself and your loved ones.

 

The importance of having the best health insurance policy in India cannot be stressed enough. It is something you should check off of your priority list as early as possible. There are various platforms and seamless procedures for buying the best healthcare policy. In addition, several online tools like the health insurance calculator exist to assist you in making an informed decision.

 

It's never too late to secure your future savings and ensure that your medical needs are catered to whenever needed. Get your health insurance today!

Start Your Insurance Today!

Secure your Health with comprehensive insurance plans from Niva Bupa

+91
Disclaimer infoBy clicking Start Now, you authorize Niva Bupa to Call/SMS/Whatsapp on your registered mobile overriding DNCR.

You may also like

Popular SearchesHealth InsuranceMedical Insurance Best Health Insurance PlansHealth Insurance PlansHealth Insurance PolicyBest Health Insurance PlansBest Family Health InsuranceBest Mediclaim PolicyBest Health Insurance In IndiaBest Medical Insurance In IndiaBest Health Insurance Plans In IndiaBest Health Insurance Policy In IndiaMediclaimBest Health Insurance For Senior Citizens In IndiaBest Health InsuranceHealth Insurance With Opd CoverMediclaim InsuranceMedical Insurance PlansBest Health Insurance Company in IndiaCritical Illness InsurancePersonal Accident InsuranceMediclaim PolicyIndividual Health InsurancePregnancy InsuranceMaternity Insurance | | Best Family Health Insurance plans in IndiaBest Health Insurance companyFamily Health InsuranceBest Health Insurance plans for Senior CitizensMediclaim Policy for Family

 

Health Insurance SchemesChief Ministers Comprehensive Health Insurance SchemeEmployee State Insurance SchemeSwasthya Sathi SchemePradhan Mantri Matru Vandana YojnaGovernment Health Insurance SchemeDr. YSR Aarogyasri SchemePradhan Mantri Suraksha Bima YojnaHealth Insurance DeductibleWest Bengal Health SchemeThird Party AdministratorRashtriya Swasthya Bima YojanaIn Patient Vs Out Patient HospitalizationMukhyamantri Chiranjeevi YojnaArogya Sanjeevani Health InsuranceCopay Health InsuranceCashless Health Insurance SchemeMukhyamantri Amrutum Yojna

 

Travel Insurance PlansTravel InsuranceInternational Travel InsuranceStudent Travel InsuranceTravel Insurance USATravel Insurance CanadaTravel Insurance ThailandTravel Insurance UKTravel Insurance GermanyTravel Insurance BaliTravel Insurance VietnamTravel Insurance DubaiTravel Insurance SingaporeSchengen Travel Insurance

 

Top Hospitals -  Best Hospitals in ChennaiTop Hospitals in DelhiBest Hospitals in GurgaonBest Hospitals in IndiaTop 10 Hospitals in IndiaBest Hospitals in HyderabadBest Hospitals in KolkataBest cancer hospitals in BangaloreBest cancer hospitals in HyderabadBest cancer hospitals in MumbaiBest cancer hospitals in IndiaTop 10 cancer hospitals in IndiaTop 10 cancer hospital in DelhiMulti Speciality Hospitals in MumbaiMulti Speciality Hospitals in ChennaiMulti Speciality Hospitals in HyderabadSuper Speciality Hospitals in DelhiBest Liver Hospitals in DelhiBest Liver Hospitals in IndiaBest Kidney Hospitals in IndiaBest Heart hospitals in BangaloreBest Heart hospitals in IndiaBest Heart hospitals in KolkataBest Heart hospitals in Delhi


OthersTop Up Health Insurance PolicyCorporate Health InsuranceHealth CardSection 80d of Income Tax ActAyushman BharatHealth Insurance PortabilityGoActive Family Floater PlanHealth Companion Family Floater PlanHealth Premia Family Floater PlanHealth Pulse Family Floater PlanHealth Recharge Family Floater PlanHeartbeat Family Floater PlanMoney Saver Family Floater PlanSaral Suraksha Bima Family Floater PlanSenior Citizen Family Floater PlanSuper Saver Family Floater PlanCorona Kavach Family Floater PlanHospital Cash InsuranceCashless Health InsuranceHealth Companion Price revision | Heartbeat Price revision | ReAssure Price revision 

 

COVID - OmicronCoronavirus Health InsuranceCovid XE VariantNorovirus

footer logo
Some image

www.nivabupa.com

Some image

+91 11 41743397

Some image

1860-500-8888

Some image

14th Floor, Capital Cyberscape, Sector 59, Gurgaon

  • Insurance is a subject matter of solicitation. Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) (IRDAI Registration Number 145, Category:Health), 'Bupa' and 'HEARTBEAT' logo are registered trademarks of their respective owners and are being used by Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) under license. CIN: U66000DL2008PLC182918
  • 1 Niva Bupa processes pre-authorisation requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Niva Bupa’s satisfaction. The above commitment does not include pre-authorisation settlement at the time of discharge or system outage.
  • 2 Since Inception refers to claim data from 2010 till December 2023.
  • 3 ReAssure 2.0 Premium: The premium is including taxes and for Bronze Variant, for a 25-year-old individual living in Delhi.
  • 4 Aspire Premium: The premium is including taxes and for Gold+ Variant, for a 25-year-old individual living in Delhi.
  • 5 Senior First Premium: The premium is including taxes and for Gold Variant, for a 65-year-old individual living in Delhi.
  • 6 Health Premia Premium: The premium is including taxes and for Silver Variant, for a 25-year-old individual living in Delhi.
  • 7 SmartHealth + Disease Management Premium: The premium is including taxes and for Disease Management Gold Variant rider when bought with ReAssure 2.0 Bronze variant with Base Sum Insured of 5 lacs, for a 25-year-old individual living in Delhi.
  • Beware of spurious / fraud phone calls! Do not share your confidential information like Debit / credit card number, Internet Banking User ID/Password, Pin, CVV, OTP, etc. with anyone. Avoid clicking on attachments / payment link received in mails / message from unknown sources. IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment or premium. Public receiving such phone calls are requested to lodge a police complaint. Do not respond to unsolicited and attractive offers received through unidentified calls, emails, SMSs, and other social media platforms. Beware of misleading telephone calls from people posing as Niva Bupa officials, agents, IRDAI Officials, Officials from ECI (Office of the Executive Council of Insurers) etc. and offering alluring benefits or sharing false information on your policy or on Niva Bupa. Niva Bupa shall not be responsible for any loss or damages whatsoever for any acts or omissions arising out of such spurious calls, and all customers are advised to contact our customer care at 1860-500-8888 and verify any representations or promises made by any such spurious callers before acting upon the same.
Social IconSocial IconSocial IconSocial IconSocial Icon