Best Health Insurance Company in India

Importance of Preventive Health Check-Up - Benefits, Deductions

22 November, 2023

23 Shares

2573 Reads

Importance of Preventive Health Check-Up - Benefits, Deductions

Share

Preventive health check-ups are important for everyone. They help you stay healthy and detect potential issues early. Having regular preventive health check-ups can also help you qualify for the best health insurance deductions.

 

Preventive health check-ups are medical examinations performed to assess your overall health and identify any potential problems. They usually include a physical examination, blood tests, and other diagnostic tests.

 

Why are Preventive Health Check-Ups Improtant?

Preventive health check-ups are important because they help you stay healthy and identify any possible problems early. Catching problems early can often lead to more successful treatment. There are many benefits to having preventive health check-ups.

 

Stay Healthy :

Preventive check-up helps you stay healthy by catching any potential problems early on. This allows you to get the treatment you need before the problem becomes more serious.

 

Save you Money :

Regular preventive health examination can save you money by preventing more expensive problems from developing. Catching a problem early leads to less expensive treatment.

 

Quality for Medical Insurance Deductions :

If you have preventive medical tests regularly, and you have purchased a health insurance premium, you may deduct the cost of the check-ups on your taxes.

 

Peace of Mind :

A complete physical examination can give you peace of mind by knowing that you are healthy and catching any potential problems early.

 

What Should You Look for in a Preventive Health Check-Up?

When you are looking for a preventive check-up, there are several things you should keep in mind.

 

1. Medical Insurance Tax Deduction :

Make sure the check-up you choose will qualify for a medical insurance tax deduction. You might be surprised to learn how much money you can save by claiming dependents on your taxes. Tax deduction requirements vary depending on the type of check-up. The health insurance or group health insurance premium will cover many expenses.

 

2. Covered Tests :

Be sure to find out which tests are covered by your insurance. This will help you save money on out-of-pocket costs. When you schedule your check-up, ask about the tests that will be performed. This will help you know what to expect during the check-up.

 

3. Cost :

Check-ups can be expensive, so be sure to compare the cost of different check-ups before you choose one. When you are comparing check-up packages, look for one that includes a physical examination, blood tests, and other diagnostic tests.

 

4. Choose a Reputable Doctor :

When you are choosing a doctor for your preventive health check-up, it is important to choose someone you trust. Ask your friends or family for recommendations. Make sure the provider you choose is qualified to perform the check-up. You can do this by checking their credentials and reviews.

 

5. Make Sure the Check-Up is Covered by your Insurance :

Before you schedule your check-up, make sure that it is covered by your insurance. This will save you money on the cost of the check-up. As mentioned above, some insurance plans cover preventive health check-ups. If you have insurance, check with your provider.

 

6. Find Out If there are Any Preparatory Steps You Need to Take :

Some tests, such as blood tests, may require you to fast or take other preparatory steps. Be sure to ask about these before you schedule your check-up.

 

What are the Best Ways to Buy Preventive Health Check -Ups?

There are a few ways to buy preventive health check-ups. The best way depends on your individual needs and circumstances.

 

You can Buy a Check-Up Package from a Hospital or Clinic :

Check-up packages usually include a physical examination, blood tests, and other diagnostic tests. They can be a good option if you need to have a lot of tests done.

 

You can Buy Individual Tests :

If you only need a few tests, you may buy them individually. This can be a good option if you don’t need a full check-up.

 

You can Get a Check-up Covered by your Insurance :

Some insurance plans cover preventive health check-ups. If you have health insurance, check with your provider to see if they cover check-ups.

 

How Often Should You Have a Preventive Health Check-Up?

The frequency of regular preventive check-ups depends on your age, health history, and other factors. It is important to talk to your doctor to determine how often you should have a check-up.

 

Conclusion

Taking preventive health measures is always a good idea for your physical and financial health. You can catch potential problems early by getting regular check-ups and screenings when they’re more likely to be treatable and less expensive. And if you have insurance, many of these preventive services are covered at no cost to you. You can go for Niva Bupa’s policy that covers preventive health check-ups to get the pre and post-hospitalisation bills cleared. Preventive care is an essential part of maintaining your health, so schedule a check-up today!

 

 

 

 

Start Your Insurance Today!

Secure your Health with comprehensive insurance plans from Niva Bupa

+91
Disclaimer infoBy clicking Start Now, you authorize Niva Bupa to Call/SMS/Whatsapp on your registered mobile overriding DNCR.

You may also like

Popular SearchesHealth InsuranceMedical Insurance Best Health Insurance PlansHealth Insurance PlansHealth Insurance PolicyBest Health Insurance PlansBest Family Health InsuranceBest Mediclaim PolicyBest Health Insurance In IndiaBest Medical Insurance In IndiaBest Health Insurance Plans In IndiaBest Health Insurance Policy In IndiaMediclaimBest Health Insurance For Senior Citizens In IndiaBest Health InsuranceHealth Insurance With Opd CoverMediclaim InsuranceMedical Insurance PlansBest Health Insurance Company in IndiaCritical Illness InsurancePersonal Accident InsuranceMediclaim PolicyIndividual Health InsurancePregnancy InsuranceMaternity Insurance | | Best Family Health Insurance plans in IndiaBest Health Insurance companyFamily Health InsuranceBest Health Insurance plans for Senior CitizensMediclaim Policy for Family

 

Health Insurance SchemesChief Ministers Comprehensive Health Insurance SchemeEmployee State Insurance SchemeSwasthya Sathi SchemePradhan Mantri Matru Vandana YojnaGovernment Health Insurance SchemeDr. YSR Aarogyasri SchemePradhan Mantri Suraksha Bima YojnaHealth Insurance DeductibleWest Bengal Health SchemeThird Party AdministratorRashtriya Swasthya Bima YojanaIn Patient Vs Out Patient HospitalizationMukhyamantri Chiranjeevi YojnaArogya Sanjeevani Health InsuranceCopay Health InsuranceCashless Health Insurance SchemeMukhyamantri Amrutum Yojna

 

Travel Insurance PlansTravel InsuranceInternational Travel InsuranceStudent Travel InsuranceTravel Insurance USATravel Insurance CanadaTravel Insurance ThailandTravel Insurance UKTravel Insurance GermanyTravel Insurance BaliTravel Insurance VietnamTravel Insurance DubaiTravel Insurance SingaporeSchengen Travel Insurance

 

Top Hospitals -  Best Hospitals in ChennaiTop Hospitals in DelhiBest Hospitals in GurgaonBest Hospitals in IndiaTop 10 Hospitals in IndiaBest Hospitals in HyderabadBest Hospitals in KolkataBest cancer hospitals in BangaloreBest cancer hospitals in HyderabadBest cancer hospitals in MumbaiBest cancer hospitals in IndiaTop 10 cancer hospitals in IndiaTop 10 cancer hospital in DelhiMulti Speciality Hospitals in MumbaiMulti Speciality Hospitals in ChennaiMulti Speciality Hospitals in HyderabadSuper Speciality Hospitals in DelhiBest Liver Hospitals in DelhiBest Liver Hospitals in IndiaBest Kidney Hospitals in IndiaBest Heart hospitals in BangaloreBest Heart hospitals in IndiaBest Heart hospitals in KolkataBest Heart hospitals in Delhi


OthersTop Up Health Insurance PolicyCorporate Health InsuranceHealth CardSection 80d of Income Tax ActAyushman BharatHealth Insurance PortabilityGoActive Family Floater PlanHealth Companion Family Floater PlanHealth Premia Family Floater PlanHealth Pulse Family Floater PlanHealth Recharge Family Floater PlanHeartbeat Family Floater PlanMoney Saver Family Floater PlanSaral Suraksha Bima Family Floater PlanSenior Citizen Family Floater PlanSuper Saver Family Floater PlanCorona Kavach Family Floater PlanHospital Cash InsuranceCashless Health InsuranceHealth Companion Price revision | Heartbeat Price revision | ReAssure Price revision 

 

COVID - OmicronCoronavirus Health InsuranceCovid XE VariantNorovirus

footer logo
Some image

www.nivabupa.com

Some image

+91 11 41743397

Some image

1860-500-8888

Some image

14th Floor, Capital Cyberscape, Sector 59, Gurgaon

  • Insurance is a subject matter of solicitation. Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) (IRDAI Registration Number 145, Category:Health), 'Bupa' and 'HEARTBEAT' logo are registered trademarks of their respective owners and are being used by Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) under license. CIN: U66000DL2008PLC182918
  • 1 Niva Bupa processes pre-authorisation requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Niva Bupa’s satisfaction. The above commitment does not include pre-authorisation settlement at the time of discharge or system outage.
  • 2 Since Inception refers to claim data from 2010 till December 2023.
  • 3 ReAssure 2.0 Premium: The premium is including taxes and for Bronze Variant, for a 25-year-old individual living in Delhi.
  • 4 Aspire Premium: The premium is including taxes and for Gold+ Variant, for a 25-year-old individual living in Delhi.
  • 5 Senior First Premium: The premium is including taxes and for Gold Variant, for a 65-year-old individual living in Delhi.
  • 6 Health Premia Premium: The premium is including taxes and for Silver Variant, for a 25-year-old individual living in Delhi.
  • 7 SmartHealth + Disease Management Premium: The premium is including taxes and for Disease Management Gold Variant rider when bought with ReAssure 2.0 Bronze variant with Base Sum Insured of 5 lacs, for a 25-year-old individual living in Delhi.
  • Beware of spurious / fraud phone calls! Do not share your confidential information like Debit / credit card number, Internet Banking User ID/Password, Pin, CVV, OTP, etc. with anyone. Avoid clicking on attachments / payment link received in mails / message from unknown sources. IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment or premium. Public receiving such phone calls are requested to lodge a police complaint. Do not respond to unsolicited and attractive offers received through unidentified calls, emails, SMSs, and other social media platforms. Beware of misleading telephone calls from people posing as Niva Bupa officials, agents, IRDAI Officials, Officials from ECI (Office of the Executive Council of Insurers) etc. and offering alluring benefits or sharing false information on your policy or on Niva Bupa. Niva Bupa shall not be responsible for any loss or damages whatsoever for any acts or omissions arising out of such spurious calls, and all customers are advised to contact our customer care at 1860-500-8888 and verify any representations or promises made by any such spurious callers before acting upon the same.
Social IconSocial IconSocial IconSocial IconSocial Icon