Surrogacy Rules in India: What You Need to Know
16 January, 2025
2 Shares
8 Reads
Share
Surrogacy in India has been revised legally in recent years. Once a popular destination for commercial surrogacy due to lower costs and fewer regulations, India has redefined its stance with stricter rules and regulations. These changes aim to protect the rights of surrogate mothers and children while addressing ethical concerns. Understanding the current surrogacy rules in India is crucial for intended parents considering this option.
This blog delves into the updated legal landscape of surrogacy in India, offering insights into what prospective parents need to know.
What is Surrogacy?
Understanding what is surrogacy is much easier if you understand the meaning of it. Surrogacy is an arrangement where a woman agrees to carry and give birth to a child on behalf of another person or couple, who will become the child's parents after birth. The types of surrogacy are traditional and gestational. In traditional surrogacy, the surrogate mother is genetically related to the child, as her egg is used in the process. In gestational surrogacy, the child is not genetically related to the surrogate mother, as the embryo is created using the intended parents' or donors' gametes.
The meaning of surrogacy in India has evolved, especially with the introduction of the Surrogacy (Regulation) Act 2021. This legislation outlines who can participate in surrogacy arrangements, the rights of the surrogate mother, and the legal status of the child born through surrogacy. Surrogacy in India is now tightly regulated to prevent exploitation and ensure ethical practices. The law now permits only altruistic surrogacy, which means that the surrogate mother cannot be compensated beyond covering medical expenses and insurance.
The Surrogacy Process in India
The surrogacy process in India involves several steps and strict legal procedures to ensure that all parties' rights are protected. Here's a breakdown of the process:
Eligibility Criteria
Only Indian married couples who have been married for at least five years and are unable to conceive a child naturally or through other assisted reproductive techniques can opt for surrogacy. The couple must also obtain an eligibility certificate along with a certificate of essentiality.
Selection of a Surrogate
The surrogate must be a close relative of the intended parents, married, and have at least one child of her own. She must be between 25 and 35 years of age and can only be a surrogate once in her lifetime.
Medical Screening and Legal Agreements
Both the surrogate and the intended parents must undergo thorough medical screening. Legal agreements outlining the responsibilities, rights, and compensation details are mandatory.
In-Vitro Fertilisation (IVF)
In gestational surrogacy, IVF is used to create the embryo, which is then transferred to the surrogate's uterus.
Pregnancy and Birth
The surrogate carries the pregnancy to term, and after birth, the child is handed over to the intended parents. The law now requires issuing a birth certificate with the names of the intended parents.
What You Need to Know About Surrogacy Rules in India: Latest Updates
The amendments in surrogacy rules in India reflect a more inclusive approach to surrogacy, allowing couples with genetic or medical conditions that prevent them from using their own gametes to still pursue surrogacy. This change is particularly beneficial for couples dealing with severe infertility issues or hereditary conditions that could be passed on to the child.
Moreover, the amendments aim to ensure that the rights of the surrogate mother are upheld and she is not exploited financially or emotionally. The updated rules reinforce that surrogacy in India is meant to be an act of compassion rather than a commercial transaction. Here are some more must-know facts about surrogacy rules in India that you should know:
Altruistic Surrogacy Only
Commercial surrogacy is banned in India. Surrogacy is only allowed if it is altruistic, meaning the surrogate receives no financial compensation other than medical expenses.
Eligibility of Intended Parents
Only heterosexual Indian married couples can opt for surrogacy, and they must prove that they cannot conceive a child through natural means or other assisted reproductive technologies.
Role of Surrogates
Surrogates must be close relatives of the intended parents and should not have been a surrogate more than once in their lifetime.
Use of Donor Gametes
With the recent amendments, couples with medical conditions can use donor gametes, broadening the scope of who can pursue surrogacy.
Legal Documentation
A legal agreement between the surrogate and the intended parents is mandatory, outlining all terms and conditions. This agreement must be registered with the appropriate authority.
Child’s Rights
The child born through surrogacy will have the same rights as a biological child of the intended parents. The birth certificate will only list the names of the intended parents.
Summing Up
The surrogacy rules in India are designed to create a safe and ethical environment for all parties involved. With the recent amendments, the scope of surrogacy has expanded slightly, allowing more couples to realise their dream of parenthood. However, the stringent regulations emphasise the importance of understanding and complying with the law. For anyone considering surrogacy in India, it is essential to be well-informed about these rules and to seek legal and medical advice to navigate the process successfully.
The surrogacy process anywhere in the world is a complicated process. As any medical procedure, its smooth and safe completion requires medical assistance and financial coverage. You should consider getting an insurance policy that covers surrogacy. Niva Bupa offers various insurance plans that can help in this journey. Browse on the website to purchase the plan that best suits your needs and provides comprehensive coverage and other add-ons.
Secure your Health with comprehensive insurance plans from Niva Bupa
Health Insurance - Health Insurance | Medical Insurance | Best Health Insurance Plans | Health Insurance Plans | Health Insurance Policy | Best Health Insurance Plans | Best Family Health Insurance | Best Mediclaim Policy | Best Health Insurance In India | Best Medical Insurance In India | Best Health Insurance Plans In India | Best Health Insurance Policy In India | Mediclaim | Best Health Insurance For Senior Citizens In India | Best Health Insurance | Health Insurance With Opd Cover | Mediclaim Insurance | Medical Insurance Plans | Best Health Insurance Company in India | Critical Illness Insurance | Personal Accident Insurance | Mediclaim Policy | Individual Health Insurance | Pregnancy Insurance | Maternity Insurance | Best Family Health Insurance plans in India | Best Health Insurance company | Family Health Insurance | Best Health Insurance plans for Senior Citizens | Mediclaim Policy for Family
Health Insurance Schemes - Chief Ministers Comprehensive Health Insurance Scheme | Employee State Insurance Scheme | Swasthya Sathi Scheme | Pradhan Mantri Matru Vandana Yojna | Government Health Insurance Scheme | Dr. YSR Aarogyasri Scheme | Pradhan Mantri Suraksha Bima Yojna | Health Insurance Deductible | West Bengal Hcovealth Scheme | Third Party Administrator | Rashtriya Swasthya Bima Yojana | In Patient Vs Out Patient Hospitalization | Mukhyamantri Chiranjeevi Yojna | Arogya Sanjeevani Health Insurance | Copay Health Insurance | Cashless Health Insurance Scheme | Mukhyamantri Amrutum Yojna
Travel Insurance - Travel Insurance | International Travel Insurance | Student Travel Insurance | Travel Insurance USA | Travel Insurance Canada | Travel Insurance Thailand | Travel Insurance Germany | Travel Insurance Dubai | Travel Insurance Bali | Travel Insurance Australia | Travel Insurance Schengen | Travel Insurance Singapore | Travel Insurance UK | Travel Insurance Vietnam | Malaysia Tourist Places | Thailand Visa for Indians | Canada Visa for Indians | Bali Visa for Indians | ECR and Non ECR Passport | Qatar Visa Status | USA Visa | Vietnam Visa | USA H1B Work Visa
Become an agent - Insurance Agent | Insurance Advisor | Licensed Insurance Agent | Health Insurance Consultant | POSP Insurance Agent
Group Health Insurance - Startup Health Insurance | Commercial Health Insurance | Corporate insurance vs personal insurance | Group Personal Accident Insurance
Top Hospitals - Best Hospitals in Chennai | Top Hospitals in Delhi | Best Hospitals in Gurgaon | Best Hospitals in India | Top 10 Hospitals in India | Best Hospitals in Hyderabad | Best Hospitals in Kolkata | Best cancer hospitals in Bangalore | Best cancer hospitals in Hyderabad | Best cancer hospitals in Mumbai | Best cancer hospitals in India | Top 10 cancer hospitals in India | Top 10 cancer hospital in Delhi | Multi Speciality Hospitals in Mumbai | Multi Speciality Hospitals in Chennai | Multi Speciality Hospitals in Hyderabad | Super Speciality Hospitals in Delhi | Best Liver Hospitals in Delhi | Best Liver Hospitals in India | Best Kidney Hospitals in India | Best Heart hospitals in Bangalore | Best Heart hospitals in India | Best Heart hospitals in Kolkata | Best Heart hospitals in Delhi
Others - Top Up Health Insurance Policy | Corporate Health Insurance | Health Card | Section 80d of Income Tax Act | Ayushman Bharat | Health Insurance Portability | GoActive Family Floater Plan | Health Companion Family Floater Plan | Health Premia Family Floater Plan | Health Pulse Family Floater Plan | Health Recharge Family Floater Plan | Heartbeat Family Floater Plan | Money Saver Family Floater Plan | Saral Suraksha Bima Family Floater Plan | Senior Citizen Family Floater Plan | Super Saver Family Floater Plan | Corona Kavach Family Floater Plan | Hospital Cash Insurance | Cashless Health Insurance | Health Companion Price revision | Heartbeat Price revision | ReAssure Price revision
Health & Wellness - PCOD | PCOD Problems Symptoms | Stomach Infection | Stomach Infection symptoms | Home remedies for Stomach Infection | Hypertension definition | How to Control Sugar | Typhoid in Hindi | Blood sugar symptoms | Typhoid symptoms in hindi | Low sugar symptoms | ब्लड शुगर के लक्षण | pregnancy me kya kare | Open heart surgery cost | Blood infection symptoms in hindi | BP badhne ke karan | Khansi ka gharelu upay | Omicron | Coronavirus Health Insurance | Covid XE Variant | Norovirus
www.nivabupa.com
+91 11 41743397
1860-500-8888
3rd Floor, Capital Cyberscape, Sector 59, Gurgaon
- Insurance is a subject matter of solicitation. Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) (IRDAI Registration Number 145, Category:Health), 'Bupa' and 'HEARTBEAT' logo are registered trademarks of their respective owners and are being used by Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) under license. CIN: U66000DL2008PLC182918
- 1 Niva Bupa processes pre-authorisation requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Niva Bupa’s satisfaction. The above commitment does not include pre-authorisation settlement at the time of discharge or system outage.
- 2 Since Inception refers to claim data from 2010 till December 2023.
- 3 ReAssure 2.0 Premium: The premium is including taxes and for Bronze Variant, for a 25-year-old individual living in Delhi.
- 4 Aspire Premium: The premium is including taxes and for Gold+ Variant, for a 25-year-old individual living in Delhi.
- 5 Senior First Premium: The premium is including taxes and for Gold Variant, for a 65-year-old individual living in Delhi.
- 6 Health Premia Premium: The premium is including taxes and for Silver Variant, for a 25-year-old individual living in Delhi.
- 7 SmartHealth + Disease Management Premium: The premium is including taxes and for Disease Management Gold Variant rider when bought with ReAssure 2.0 Bronze variant with Base Sum Insured of 5 lacs, for a 25-year-old individual living in Delhi.
- Beware of spurious / fraud phone calls! Do not share your confidential information like Debit / credit card number, Internet Banking User ID/Password, Pin, CVV, OTP, etc. with anyone. Avoid clicking on attachments / payment link received in mails / message from unknown sources. IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment or premium. Public receiving such phone calls are requested to lodge a police complaint. Do not respond to unsolicited and attractive offers received through unidentified calls, emails, SMSs, and other social media platforms. Beware of misleading telephone calls from people posing as Niva Bupa officials, agents, IRDAI Officials, Officials from ECI (Office of the Executive Council of Insurers) etc. and offering alluring benefits or sharing false information on your policy or on Niva Bupa. Niva Bupa shall not be responsible for any loss or damages whatsoever for any acts or omissions arising out of such spurious calls, and all customers are advised to contact our customer care at 1860-500-8888 and verify any representations or promises made by any such spurious callers before acting upon the same.