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How to calculate health insurance premium?

Keeping in mind that everyone’s health insurance requirements are different, Niva Bupa offers a host of comprehensive health plans that can be customised as per your need and budget. Our easy-to-use online premium calculator allows you to alter variables like the sum assured, coverage benefits, and add-on features to get a premium estimate. The process is simple and takes only a few minutes.  

 

Here’s how it works:

 

  • Provide personal details such as your name, date of birth, mobile number, city of residence and email ID.

  • Furnish additional details such as your reason for buying insurance (wellness, financial planning or family history) and annual household income. 

  • Basis the information, our system will recommend the ideal insurance plan for you along with alternative options. 

  • The features of the plan, inclusions and add-on benefits will be listed. 

  • The ideal sum insured, along with the corresponding premium, will be listed. 

  • You can click to increase or decrease the sum insured, and the estimated premium cost alongside will change on its own.
 

You also have the option of selecting add-on benefits such as hospital cash or safeguard benefit, etc., for a small additional fee, which will immediately reflect in the premium cost.

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