Last Minute Best Travel Insurance - Better Late Than Never!

Are you looking to embark on your journey abroad but are worried because you have forgotten to opt for insurance, and now it is too late? People travel for a reason, whether it is to leave behind the stress accumulated over the year, explore new things with their loved ones, or make a business trip to close a deal. There, however, are certain risks looming in the background, which are made worse when travelling abroad.

 

However, one way to protect yourself is by availing of insurance when travelling. Opting for international travel insurance coverage offers financial protection from several of these risks. You can get this insurance until your flight departs for your destination, allowing ample time to be prepared for any circumstance.

 

What is travel insurance?

Travel insurance is a protection offered to travellers, allowing them to safeguard their investments and mitigate financial loss. This type of insurance protects the traveller from several risks ranging in severity and frequency.

 

It provides several benefits based on the plan, including reimbursements for trip delays or cancellations, medical expenses, lost or stolen baggage, and emergency assistance. It also enables you to safeguard your investment and ensure that you're protected against any unforeseen circumstances.

 

What are some things to remember when purchasing insurance at the last minute?

Buying the right insurance is essential, as it offers incredible benefits through coverage. Still, they can be held back by inadequate coverage, genuine claims being rejected, unrealistic exclusions, etc.

 

Here are some things to remember to get the best insurance for your needs.

 

Nature of the Trip:

• The plan's premium depends on the nature of your trip. Choose the plan carefully depending on what you will do on a trip. Participation in adventure sports can drive up the premium cost, while educational and leisure travel can keep it low.

 

Plans:

• Check the extent of your plan based on the coverage offered and see what matches your needs. You can also increase or decrease the insured sum based on your requirements.

 

Inclusions & Exclusions:

• Understand the coverage offered and the exclusions to know what is covered and what is not. This should also be considered in the case of special conditions which can void your eligibility for a particular coverage.

 

How to buy online travel insurance India?

Purchasing insurance for travelling online is relatively easy and convenient to buy insurance for travelling online because Niva Bupa makes the policies available as soon as you purchase them, allowing you to buy insurance until you depart for the trip.

 

• Visit the ‘Travel Insurance’ page on the Niva Bupa website.
• Fill out the form on the page with details, including type of travel, travel destination, travel duration, and contact number.
• Then click ‘View Plans’ to go to the next page and fill in the traveller information.
• Click on ‘Continue’ after that to view three curated plans, a way to select and change the sum insured, a preview of the premium price, and the ability to add add-ons.
• Fill out the medical declaration and share the relevant documents. 
• Pay to receive the policy directly on the portal and send it via email.

 

Conclusion

Due to the convenience and cost-effectiveness of buying insurance, it is a no-brainer to opt for this and be prepared for any risks arising from unexpected situations. It is recommended to assess the nature of the trip, the plans and the exclusions to make the best decision and choose the best insurer for your needs. You can also choose to buy insurance right from our website and get one of the best travel insurance in the country, providing comprehensive coverage options for affordable rates, allowing you to travel confidently.